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Fleet Rewards® Visa® card

Fleet Rewards® Visa®: Big Rewards for Upper Midwesterners

Annual fee
None
Recommended credit
Excellent / Good
Card network
Visa
Regular purchase APR
21.49% or 29.99% variable based on creditworthiness and the Prime Rate
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The Fleet Rewards® Visa® Credit Card lets Fleet Farm shoppers earn impressive rewards with every purchase. The card from Synchrony Bank features special financing on select Fleet Farm purchases, 10% off your first purchase with the brand, no foreign transaction fees, and no annual fee.

Our review of the Fleet Rewards® Visa®

The Fleet Rewards® Visa® is a co-brand retail credit card from Synchrony and American retail chain Fleet Farm. This card offers 1X reward points on non-Fleet Farm purchases and the purchasing power of the Visa payment network – the world’s largest.

Introductory Offer

New Fleet Rewards® Visa® accounts enjoy a special welcome offer of 10% off their first in-store purchase at any Fleet Farm location. This offer has a value of up to $75 off the first purchase.

Quadruple Points on Fleet Farm Purchases

Cardholders earn 4X points for every $1 spent at Fleet Farm store locations and online. This is a great feature for those in Minnesota, Iowa, Wisconsin, North Dakota, or South Dakota.

How to Redeem Rewards

Points are automatically redeemed for $25 Fleet Rewards gift cards every time the accountholder reaches 2,500 reward points.

Special Financing

Cardholders can enjoy special financing on qualifying purchases at Fleet Farm, such as 0% APR for 6 months on in-store purchases of $299 or more.

Should You Apply for the Fleet Farm Rewards® Visa® Credit Card?

The Fleet Rewards® Visa® Credit Card is a good option for those who frequent Fleet Farm locations and want to earn rewards on their purchases. With no annual fee and no foreign transaction fees, this card is worth considering for those in the Midwest.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • No annual fee
  • Earn 4X points on Fleet Farm purchases
  • Earn 1X on all other eligible purchases
  • Enjoy 6 months special financing on in-store purchases of $299 or more

Who this card may suit

  • You love Fleet Farm
  • You live in Iowa, Minnesota, North Dakota, South Dakota, or Wisconsin
  • You don’t want to pay a foreign transaction fee or annual fee

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Regular Purchase APR21.49% or 29.99% variable based on creditworthiness and the Prime Rate
Cash Advance APR29.99%
Cash Advance Transaction FeeEither $10 or 5% of the amount of each cash advance, whichever is greater
Late Payment Penalty FeeUp to $41

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

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Fleet Rewards® Visa®

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