FLW Visa® Rewards Card
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Intro purchase APR
- 1.99% for 6 months from account opening date
At a glance
The FLW Visa® Rewards Card is co-branded with Fishing League Worldwide. It offers new cardholders free FLW membership for a year once they make their first purchase. New cardholders also receive a $50 FLW Gear Card when they spend $500 within the first 90 days of opening an account. As well, this card earns cardholders 3% cash back on fast food, coffee shop, and rideshare purchases. Additionally, cardholders earn 2% cash back on dining and gas, as well as 1% on everything else.
Our review of the FLW Visa® Rewards Card
The FLW Visa® Rewards Credit Card is a top choice for fishing enthusiasts looking for a card that aligns with their passion. This card, offered by Commerce Bank, features the iconic FLW logo, representing the Fishing League Worldwide. With no annual fee, cardholders can enjoy a wide range of benefits and rewards tailored for fishing lovers.
Complimentary One-Year Fishing League Worldwide Membership – & More
New cardholders are treated to a complimentary one-year membership to Fishing League Worldwide when they sign up for the FLW Visa® Rewards Card. This membership, valued at around $95 annually, includes a plethora of perks such as a free FLW logo hat, exclusive members-only online content, monthly newsletters, and more. Additionally, cardholders can enjoy a $50 FLW Gear Card after spending $500 on purchases within the first 90 days of account opening.
How to Earn Rewards
The FLW Visa® Rewards Card offers a generous rewards structure for everyday purchases. Cardholders can earn up to 3% cash back on streaming, cable, and ridesharing, 2% cash back on gas, restaurants, and fast food, and 1% cash back on all other purchases. This rewards program is designed to cater to the lifestyle of fishing enthusiasts, making it a great option for those who spend on fishing-related activities.
Fishing and Outdoors Credit Card Comparison
When comparing the FLW Visa® Rewards Card to other options such as the Bass Pro Shops® CLUB Card or Cabela’s CLUB® Card, it’s clear that the FLW Visa® Rewards Card stands out for its unique FLW membership benefits and rewards structure. With no annual fee and attractive rewards, this card is a great choice for avid anglers.
Redeeming Your Points
Cardholders have multiple options to redeem their points, including airfare, hotel vouchers, car rentals, gift cards, statement credits, and fuel discounts. While cash back redemptions start at 2,500 points, cardholders can also redeem their points for travel rewards, merchandise, and more through the Commerce Bank rewards catalog.
Visa Benefits
In addition to its rewards program, the FLW Visa® Rewards Card also offers Visa Platinum protections and benefits such as zero fraud liability, emergency card replacement, roadside dispatch, and more. Cardholders can enjoy peace of mind knowing that their card comes with valuable Visa benefits.
Should You Apply for the FLW Visa® Rewards Card?
If you’re a passionate angler looking for a credit card that aligns with your interests, the FLW Visa® Rewards Card is a top choice. With exclusive FLW membership benefits, attractive rewards, and valuable Visa protections, this card offers a unique blend of perks for fishing enthusiasts. However, it’s essential to compare the FLW benefits with the organization’s standalone membership to determine if this card is the right fit for you. Overall, the FLW Visa® Rewards Card is a solid option for fishing lovers seeking a rewarding credit card experience.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- Earn 3% cash back on fast food, coffee shop, and ridesharing purchases
- Earn 2% cash back on dining and gas, and 1% cash back on everything else
- Receive a free FLW membership and all sorts of FLW perks
Who this card may suit
- You love to fish and want to be a FLW member
- You spend a lot of money on fast food, coffee, and ridesharing and want to earn 3% cash back on those purchases
- You want to earn 2% cash back on restaurant and gas station purchases and 1% on everything else
- You would like to take advantage of a lower APR for 6 months on purchases and balance transfers
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 1.99% for 6 months from account opening date |
| Regular Purchase APR | 20.49% to 30.49% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 1.99% for 6 months from account opening date |
| Balance Transfer APR | 20.49% to 30.49% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $10 or 5% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 30.49% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each transfer, whichever is greater |
| Foreign Transaction Fee | 1% of the transaction amount in U.S. dollars; 2% of the transaction amount in other currencies |
| Penalty APR | 32.24% variable based on the Prime Rate |
| Late Payment Penalty Fee | Up to $40 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
Apply Now for FLW Visa® Rewards Card (opens in a new tab)View issuer terms for FLW Visa® Rewards Card (opens in a new tab)
FLW Visa® Rewards Card
Apply Now for FLW Visa® Rewards Card (opens in a new tab)You will leave this site for the issuer’s page. Confirm current terms there.
Similar cards
Discover it® Chrome for Students
- Get $20 statement credit each school year your GPA is 3.0 or higher for up to next five years
- Earn 2% cash back at gas and restaurants on up to $1,000 in combined purchases each quarter. Plus 1% cash back on all…
- Annual fee
- None
- Recommended credit
- Fair / No Credit Required
- Intro APR
- 0% for 6 months from date of account opening date
Chase Freedom Unlimited®
- INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth…
- Enjoy 6.5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards…
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Intro APR
- 0% for 15 months from account opening date
Ink Business Preferred® Credit Card
- Earn 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash…
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary…
- Annual fee
- $95
- Recommended credit
- Excellent / Good
- Purchase APR
- 20.74% to 25.74% Variable