Fortiva® Mastercard® Credit Card with Cashback Rewards
- Annual fee
- As low as $85
- Recommended credit
- Good / Fair / Poor
- Card network
- Mastercard
- Regular purchase APR
- *See Terms
At a glance
Earning up to 3% cash back while building credit is an enticing possibility with The Fortiva® Mastercard® Credit Card with Cashback Rewards. The card, from the Bank of Missouri, earns unlimited 3% cash back on gas, grocery, and utility purchases and 1% back on all other eligible purchases made with the card.
Our review of the Fortiva® Mastercard® Credit Card with Cashback Rewards
Are you looking for a credit card expert’s opinion on the Fortiva® Mastercard® Credit Card with Cashback Rewards? Look no further! In this review, we will break down the features and benefits of this card to help you decide if it’s the right fit for your financial needs.
The Fortiva® Mastercard® Credit Card offers cashback rewards on every purchase, making it a great option for those looking to earn rewards on their everyday spending. With no annual fee and a competitive APR, this card is a solid choice for those with fair to good credit.
One of the standout features of the Fortiva® Mastercard® Credit Card is its easy approval process. If you have less-than-perfect credit, you may still be eligible for this card, making it a great option for those looking to rebuild their credit.
Overall, the Fortiva® Mastercard® Credit Card with Cashback Rewards is a solid option for those looking to earn rewards on their everyday spending while also improving their credit score. Consider applying for this card today to start reaping the benefits!
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Earn a 3% Cash Back Reward on Gas, Groceries and Utilities‡
- Earn a 1% Cash Back Reward on all other eligible purchases‡
- Up to $1,000 credit limit subject to credit approval*
- Pre-qualify without affecting your credit score
- No security deposit
- Good anywhere Mastercard® is accepted
- Free access to your credit score †
- $0 fraud liability**
- *Pre-qualified means that information in your credit report indicated that you met certain pre-established credit criteria. Final approval is not guaranteed if you do not meet all applicable criteria (including adequate proof of ability to repay). Income verification through access to your bank account information may be required.
- † Your credit score will be available in your online account 60 days after your account is opened. (Registration required) The free VantageScore 4.0 credit score - provided by TransUnion® is for educational purposes only and may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.
- ‡You will earn a 3% cash back reward on eligible gas, grocery, and utility purchases/payments and you will earn a 1% cash back reward on all other eligible purchases, which are for goods and services minus returns and other credits. Rewards will be earned when the transaction posts to your account and will remain as long as the purchase is not returned. Purchases do not include fees or interest charges, balance transfers, cash advances, or purchases of other cash equivalents. Rewards are not earned for pending transactions
Who this card may suit
- You want to build credit while spending on monthly utilities and purchases
- You plan to pay your balance in full each month
- You want $0 fraud liability protectio
Rates, fees and terms
| Annual Fee | As low as $85 |
|---|---|
| Regular Purchase APR | *See Terms |
| Balance Transfer APR | *See Terms |
| Balance Transfer Transaction Fee | 3% of the amount of each transfer |
| Cash Advance APR | *See Terms |
| Cash Advance Transaction Fee | Either $5 or 5% of the amount of each cash advance, whichever isgreater |
| Foreign Transaction Fee | 3% of each transaction amount in U.S. dollars |
| Late Payment Penalty Fee | Up to $40 |
| Return Payment Penalty Fee | Up to $40 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Good Credit Fair Credit Poor Credit.
Apply Now for Fortiva® Mastercard® Credit Card with Cashback Rewards (opens in a new tab)View issuer terms for Fortiva® Mastercard® Credit Card with Cashback Rewards (opens in a new tab)
Fortiva® Mastercard® Credit Card with Cashback Rewards
Apply Now for Fortiva® Mastercard® Credit Card with Cashback Rewards (opens in a new tab)You will leave this site for the issuer’s page. Confirm current terms there.
Similar cards
Chase Freedom Unlimited®
- INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth…
- Enjoy 6.5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards…
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Intro APR
- 0% for 15 months from account opening date
Discover it® Chrome Gas & Restaurants
- 2% cash back at gas stations and restaurants on up to $1,000 per quarter
- 1% cash back on all other purchases
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Intro APR
- 0% for 15 months from date of account opening
Blue Cash Preferred® Card from American Express
- Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
- $0 intro annual fee for the first year, then $95.
- Annual fee
- $0 for the first year. Then $95
- Recommended credit
- Excellent / Good
- Intro APR
- 0% for 12 months from account opening date