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Randolph-Brooks CashBack Rewards Mastercard card

Randolph-Brooks CashBack Rewards Mastercard

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

    Annual fee
    None
    Recommended credit
    Excellent / Good
    Card network
    Mastercard
    Regular purchase APR
    18.00% variable based on creditworthiness and the Prime Rate
    Apply Now for Randolph-Brooks CashBack Rewards Mastercard (opens in a new tab)Compare this card
    Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

    At a glance

    The Randolph-Brooks CashBack Rewards Mastercard is a cashback reward credit card from the Randolph-Brooks Federal Credit Union. The card offers a flat rate of 2% cashback on all purchases made with the card, as well as an exceptionally low typical APR of around 12% for those with excellent credit. The card also features no foreign transaction fees and 0% introductory APR on balance transfers and cash advances for the first 12 months after opening an account.

    Our review of the Randolph-Brooks CashBack Rewards Mastercard

    If you’re looking for a versatile cashback rewards card, the Randolph-Brooks CashBack Rewards Mastercard from Randolph-Brooks Federal Credit Union is worth considering. Available to members of the credit union in major Texas markets, this card offers 2% cashback on all purchases and a competitive APR for those with excellent credit.

    Credit union credit cards are a great way to save money and support your local community. The Randolph-Brooks CashBack Rewards Card simplifies the cashback process by offering a flat 2% rate on all purchases, eliminating the need for complex rewards programs.

    One of the standout features of this card is its low APR, particularly for those with exceptional credit. With rates around 12%, it’s hard to find a better deal. Even those with less-than-perfect credit can benefit from a competitive APR ranging from 12% to 10%, based on creditworthiness and the Prime Rate. Additionally, cardholders enjoy a 0% introductory APR on cash advances and balance transfers for the first 12 months.

    In addition to these perks, the Randolph-Brooks CashBack Rewards Card offers 24/7 fraud monitoring, no liability for fraudulent activity, $1,000,000 in travel accident insurance, and no foreign transaction fees.

    Overall, the Randolph-Brooks CashBack Rewards Mastercard is a solid choice for those looking to save money while supporting their local credit union. With no foreign transaction fees and a generous cashback rate, this card is a smart option for savvy consumers.

    Consider exploring other RBFCU credit card options to find the best fit for your financial needs.

    Card features

    Benefits as listed on the original card page. They can change; confirm details with the issuer.

    • No annual fee
    • 0% introductory APR for the first 12 months after opening account
    • No foreign transaction fees
    • Earn 2% cash back on all purchases

    Who this card may suit

    • You live in either Austin, Corpus Christi, Dallas, or San Antonio and are a member of the Randolph-Brookes FCU
    • You want an exceptional APR
    • You want to earn 2% cashback on all purchases
    • You don’t want to pay foreign transaction fees

    Rates, fees and terms

    Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
    Annual FeeNone
    Regular Purchase APR18.00% variable based on creditworthiness and the Prime Rate
    Intro Balance Transfer APR0% for 12 months from account opening date
    Balance Transfer APR18.00% variable based on creditworthiness and the Prime Rate
    Cash Advance APR18.00% variable based on creditworthiness and the Prime Rate
    Cash Advance Transaction FeeUp to 2% of the amount of each cash advance
    Late Payment Penalty FeeUp to $25
    Return Payment Penalty FeeUp to $24

    Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

    Apply Now for Randolph-Brooks CashBack Rewards Mastercard (opens in a new tab)View issuer terms for Randolph-Brooks CashBack Rewards Mastercard (opens in a new tab)

    Randolph-Brooks CashBack Rewards Mastercard

    Apply Now for Randolph-Brooks CashBack Rewards Mastercard (opens in a new tab)

    You will leave this site for the issuer’s page. Confirm current terms there.

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    Recommended credit
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