Free Spirit® Travel World Mastercard®
- Annual fee
- None
- Recommended credit
- Good
- Card network
- Mastercard
- Regular purchase APR
- 20.24% to 28.24% variable based on creditworthiness and the Prime Rate
At a glance
The Free Spirit® Travel World Mastercard is an airline rewards credit card that provides decent value to the occasional Spirit Airlines flyer. The card earns double points with the discount carrier and offers both signup and anniversary points bonuses – all for no annual fee.
Our review of the Free Spirit® Travel World Mastercard®
The Free Spirit® Travel World Mastercard is the no annual fee younger sibling of the Spirit Airlines credit cards from Bank of America. This card offers no annual fee and no foreign transaction fees.
How to Earn Rewards
Since the Travel World Mastercard has no annual fee, it provides points at a lower rate than the Free Spirit® Travel More World Elite Mastercard®. Cardholders can earn 2X points on eligible purchases and 1 point per dollar spent on all other purchases.
New accounts can earn 10,000 bonus points after meeting minimum spending requirements. By making just $500 in purchases within the first 90 days, cardholders can earn 10,000 Free Spirit points – equivalent to up to four off-peak, one-way flights.
Cardholders also have the opportunity to earn 5,000 anniversary points each year – after spending over $10,000 with the Free Spirit Travel World Mastercard in the previous year.
How to Redeem Points
Free Spirit offers various ways to redeem points for flights. The cost of award flights with Spirit depends on the distance of the desired award route:
- Region 1: 0 – 1,249 miles
- Region 2: 1,250 – 1,749 miles
- Region 3: 1,700 – 2,499 miles
- Region 4: 2,500+ miles
Once the route’s distance is determined, award flights fall into categories like Off-Peak Flights, Standard Flights, Peak Flights, and Premium Flights. Off-peak flights in Region 1 start as low as 2,500 points, with premium flights to Region 4 beginning at 45,000 points.
Points in the Free Spirit loyalty program never expire if the account is open and active.
Other Free Spirit Perks
Another notable feature of the card is the addition of Zone 2 speedy boarding on all flights. Cardholders will also enjoy 25% savings on all inflight food and beverage purchases when paying with their card.
Free Spirit Card Comparison
Spirit Airlines offers four co-branded credit cards with Mercury Financial and Bank of America. Here is a comparison of the cards:
| Card | Points | Points Plus | Travel | Travel More |
|---|---|---|---|---|
| Bank | Mercury Financial | Mercury Financial | Bank of America | Bank of America |
| Credit | Fair | Fair | Good, Excellent | Good, Excellent |
| Annual fee | $0 or $79 | $0 or $79 | None | $0 for the first year; after that $79 |
| Rewards | 2X on Spirit; 1X all else | 3X on Spirit, 2X on groceries, dining, 1X all else | 2X on Spirit; 1X all else | 3X on Spirit, 2X on groceries, dining, 1X all else |
Other Card Features
The Free Spirit Travel World Mastercard features the same interest rates as the Travel More World Elite Mastercard. The card also offers World Mastercard perks, including Zero liability protection, Airport concierge, ID theft protection, Mastercard Travel Services, Mastercard Global Services, Priceless Experiences, Priceless golf, Lyft credits, Shoprunner membership, Fandango savings, and Mastercard Hotel Stay Guarantee.
Here are some expert reviews for the Free Spirit Travel World Mastercard and Mercury Financial – the card’s issuer:
Should You Apply for the Free Spirit® Travel World Mastercard®?
The Free Spirit® Travel World Mastercard® is a great option for travelers looking for a versatile Mastercard with no annual fee and no foreign transaction fees. With perks like priority boarding, in-flight savings, and enhanced points on Spirit Airlines purchases, this card is ideal for Spirit aficionados and casual travelers alike. If you want an airline card for award flights without the burden of an annual fee, this card is worth considering.
Browse Other Card Offers
- Free Spirit® Travel More World Elite Mastercard®
- Southwest Rapid Rewards® Plus Credit Card
- JetBlue Card
- Delta SkyMiles® Blue American Express Card
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- 2 points per dollar spent on eligible Spirit purchases
- No limit to the points you can earn and no points expiration
- No foreign transaction fees
- No annual fee
Who this card may suit
- You don’t want to pay an annual fee
- You travel – but not enough to warrant a premium airline card
- You want priority boarding
- You don’t want to pay foreign transaction fees
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 20.24% to 28.24% variable based on creditworthiness and the Prime Rate |
| Balance Transfer APR | 20.24% to 28.24% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $10 or 3% of the amount of each transaction, whichever is greater |
| Cash Advance APR | 23.24% to 30.24% variable based on creditworthiness and the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 3% of the amount of each transaction, whichever is greater |
| Penalty APR | Up to 29.99% variable based on creditworthiness and the Prime Rate |
| Late Payment Penalty Fee | Up to $40 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Good Credit.
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Free Spirit® Travel World Mastercard®
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