Greylock Federal Credit Union Explore Rewards Card
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Regular purchase APR
- See issuer terms
At a glance
The Greylock Federal Credit Union Explore Rewards credit card isn’t the most competitive card available but it’s a low APR rewards card ideal for Greylock customers wanting to earn (modest) rewards for their purchases. Cardholders will earn 1X points per dollar on all purchases and enjoy 0% intro APR with no annual fee.
Our review of the Greylock Federal Credit Union Explore Rewards Card
If you’re a Greylock Federal Credit Union customer looking for a basic rewards credit card, the Greylock Federal Credit Union Visa Explore Card could be the perfect fit for you. This card earns 1 reward point for every dollar spent on purchases, which can be redeemed for statement credits, travel, or merchandise. With a low APR and no annual fee, this card offers a great value for existing Greylock customers.
Deciding Between the Explore Rewards or Dream Signature Rewards Card
When choosing between the Greylock Explore Rewards Card and the Dream Signature Rewards Card, it’s important to consider your credit score. The Dream Signature Rewards Card requires an Excellent credit score, while the Explore Rewards Card is available to those with Good scores below 750. Both cards offer identical APR ranges, 0% introductory APR periods, and no annual fees, but the Dream Signature Rewards Card has a higher earning rate and starting credit limit.
Explore Rewards or the Low APR Elevate Card?
Another option to consider is the Greylock Federal Credit Union Elevate card, which offers the lowest APR available. If you anticipate carrying a balance and want to minimize interest payments, the Elevate card may be the best choice for you. Both the Elevate card and the Explore Rewards card have the same APR range, so the decision may come down to whether you prefer earning rewards or simply want a low APR.
Other Greylock Credit Card Features
All Greylock Federal Credit Union cards come with access to the Greylock mobile app, where cardholders can manage their accounts, make payments, dispute transactions, and more. Cardholders can also use mobile wallet technology with Apple Pay, Google Pay, or Samsung Pay services.
Greylock Federal Credit Union Membership Requirements
To be eligible for a Greylock Federal Credit Union membership, you must live, work, worship, attend school, volunteer, or be a member of an affiliated association in specific locations in Massachusetts, New York, or Vermont. Immediate family members or household members of eligible individuals can also join Greylock.
Should You Apply for the Greylock Federal Credit Union Explore Rewards Card?
While the Greylock Federal Credit Union Explore Rewards Card offers a mix of benefits including manageable credit lines, excellent APR, and rewards points, it may not be the most competitive option compared to other rewards cards on the market. Potential cardholders with Good credit scores may find more lucrative offers elsewhere, but existing Greylock members looking for a beginner rewards credit card with a low interest rate may find value in the Explore Rewards Card.
Don’t hesitate to explore other current card offers from Greylock Federal Credit Union to find the best fit for your financial needs.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- Introductory purchase APR of 0% for the first six months of account opening
- Earn 1 reward point for every $1 spent
- Rewards can be redeemed for gifts, travel, and cash rewards
Who this card may suit
- You want credit card rewards but also a low APR
- You're a low spender who primarily uses cash or a debit card
- You have good – but not excellent – credit
- You are a current Greylock customer
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | See issuer terms |
| Regular Purchase APR | See issuer terms |
| Intro Balance Transfer APR | See issuer terms |
| Balance Transfer APR | See issuer terms |
| Balance Transfer Transaction Fee | Either $5 or 3% of the amount of each transfer, whichever is greater |
| Cash Advance APR | See issuer terms |
| Cash Advance Transaction Fee | Either $10 or 2% of the amount of each cash advance, whichever is greater (maximum $25) |
| Foreign Transaction Fee | Up to 1% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | Up to $27 |
| Return Payment Penalty Fee | Up to $27 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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Greylock Federal Credit Union Explore Rewards Card
Apply Now for Greylock Federal Credit Union Explore Rewards Card (opens in a new tab)You will leave this site for the issuer’s page. Confirm current terms there.
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