Hilton Honors American Express Business Card
- Annual fee
- $95
- Recommended credit
- Excellent / Good
- Card network
- American Express
- Regular purchase APR
- 20.99% to 29.99% variable based on creditworthiness and Prime Rate
At a glance
The Hilton Honors American Express Business Card is a rewarding hotel credit card for business owners that frequent Hilton hotels and resort. Small and mid-sized businesses will find it easy to earn points through regular business purchases and travel-related purchases on top of dining and U.S. gas stations.
Our review of the Hilton Honors American Express Business Card
If you’re a business owner looking to earn substantial Hilton Honors Bonus Points on your everyday expenses, the Hilton Honors American Express Business Card is worth considering. With competitive returns on Hilton purchases, enhanced membership status, and a wide range of office-related reward categories, this card offers great value. While there is an annual fee of $95 (not waived for the first year), the generous welcome offer of 150,000 Hilton Honors bonus points can help offset this cost.
How to Earn Points
New cardholders can earn the welcome offer of 150,000 Hilton Honors bonus points by spending $4,000 on the card within the first three months of membership. Additionally, there are several 6X reward categories for ongoing spending, including U.S. gas stations, U.S. shipping, U.S. restaurants, flights booked directly with airlines or Amex Travel, car rentals from select companies, and telephone services from U.S. providers. Cardholders also earn 12X points per dollar on direct Hilton hotel and resort purchases, and 3X points per dollar on all other eligible purchases.
How to Redeem Hilton Points
The Hilton Honors program offers various redemption options, including booking free night stays at Hilton properties or transferring points to over 40 airline partners. Additionally, points can be redeemed for merchandise through the Hilton Honors Shopping Mall, gift certificates with major merchants, or on Amazon. Members can also share or pool points with others to reach redemption goals.
Other Card Features
The Hilton Honors American Express Business Card has no foreign transaction fees, making it a great companion for domestic spending. Business owners with at least $60,000 in annual expenses can benefit from additional rewards for reaching higher spending thresholds within a calendar year. These rewards include a free night reward, Diamond member status, and a second free weeknight.
Overall, the Hilton Honors American Express Business Card is a strong choice for business owners looking to maximize their Hilton Honors points and enjoy a range of benefits and rewards.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Limited Time Offer: Earn 150,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $4,000 in purchases on the Hilton Honors Business Card within the first three months of Card Membership. Offer ends 7/19/23
- Earn Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: 12X at hotels and resorts in the Hilton portfolio, 6X at U.S. gas stations, on U.S. purchases for shipping, on wireless telephone services purchased directly from U.S. service providers, on flights booked directly with airlines or with Amex Travel, on car rentals booked directly from select car rental companies, and at U.S. restaurants, 3X on all other eligible purchases
- Enjoy complimentary Hilton Honors™ Gold Status with your Hilton Honors Business Card
- Earn a Free Night Reward from Hilton Honors after you spend $15,000 in purchases on your Card in a calendar year
- Earn another Free Night Reward from Hilton Honors after you spend an additional $45,000 in purchases on your Card in the same calendar year
Who this card may suit
- You primarily travel within the United States
- You want rewards for gas and dining purchases
- You have business expenditures of at least $60,000
- You frequently travel for business on multiple day trips that require lodging
Rates, fees and terms
| Annual Fee | $95 |
|---|---|
| Regular Purchase APR | 20.99% to 29.99% variable based on creditworthiness and Prime Rate |
| Cash Advance APR | 29.99% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $5 or 3% of the amount of each cash advance, whichever is greater |
| Penalty APR | 29.99% variable based on the Prime Rate |
| Late Payment Penalty Fee | Up to $39 |
| Return Payment Penalty Fee | Up to $39 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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