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Hilton Honors American Express Card card

Hilton Honors American Express Card

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

Annual fee
None
Recommended credit
Excellent / Good
Card network
American Express
Regular purchase APR
20.99% to 29.99% variable based on creditworthiness and Prime Rate
Compare this card
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

With the Hilton Honors American Express Card, you can earn thousands of Hilton Honors Bonus Points after meeting a manageable spending requirement within your first three months of membership. Coupled with that impressive welcome offer is the ability to earn 7X Hilton Honors Bonus Points per dollar spent on direct Hilton hotel and resort purchases, 5X points on eligible purchases at U.S. restaurants, supermarkets, and gas stations, and 3X points per dollar on all other eligible purchases.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • Earn 70,000 Hilton Honors Bonus Points and a Free Night Reward after you spend $1,000 in purchases on the Card in the first 3 months of Card Membership
  • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio
  • Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad
  • Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year
  • No Annual Fee

Who this card may suit

  • You often rent rooms at Hilton properties when you travel and want to earn a huge welcome bonus in Hilton Honors Points after making eligible purchases within the first three months of being a card member
  • You want to earn 7X Hilton Honors Bonus Points for direct Hilton purchases, 5X points on select travel purchases, and 3X points on all other eligible purchases
  • You do not want to pay annual fees or foreign transaction fees with their hotel rewards card
  • You want complimentary Hilton Honors Silver status

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Regular Purchase APR20.99% to 29.99% variable based on creditworthiness and Prime Rate
Cash Advance APR29.99% variable based on the Prime Rate
Cash Advance Transaction FeeEither $10 or 5% of the amount of each cash advance, whichever is greater
Penalty APR29.99% variable based on the Prime Rate
Late Payment Penalty FeeUp to $40
Return Payment Penalty FeeUp to $40

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

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