Holland America Line Rewards Visa® Card
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Regular purchase APR
- 20.24%, 26.24% or 30.24% variable based on creditworthiness and the Prime Rate
At a glance
The Holland America Line Rewards Visa® Card offers card members the chance to earn 2 points when making bookings through Holland America and single points for every other dollar spent with the card. New cardholders also receive 5,000 bonus points when they make the first purchase with the card, worth $50 of onboard spending.
Our review of the Holland America Line Rewards Visa® Card
If you’re a frequent cruiser with Holland America, the Holland America Line Rewards Visa® Card from Barclays might be worth considering. This co-branded travel rewards card offers 2X points on all Holland America purchases, including onboard expenses, and 1X point on all other purchases. Points can be redeemed for discounts on bookings, onboard amenities, merchandise, gift cards, or statement credits towards air travel costs.
Earn Rewards Easily
New cardholders can also enjoy a 5,000 bonus points after their first purchase, along with a 0% introductory APR on balance transfers for 15 months. This initial bonus offer may not be significant unless you plan to book a cruise immediately after receiving the card. However, for frequent cruisers, the points can add up quickly and lead to substantial savings on board expenses.
Additional Perks
In addition to the points system, the Holland America Line Rewards Visa® Card has no annual fee, no foreign transaction fees, and access to Visa’s 24-hour concierge service. Cardholders are also protected from liability in case of unauthorized or fraudulent purchases. The card’s introductory 0% APR on balance transfers is an added benefit for those looking to consolidate debt or make large purchases.
Should You Get This Card?
If you’re a loyal Holland America customer or a frequent cruiser looking to maximize your rewards, the Holland America Line Rewards Visa® Card is a solid choice. The points system and additional perks make it a valuable companion for those who spend a significant amount on cruises. However, if you’re not a regular cruiser or prefer more versatile rewards, there may be better options available. Consider your spending habits and travel preferences before applying for this card.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- 2X points on Holland America purchases
- 1X points on all other purchases
- No foreign transaction fees
- No annual fee
- Redeem for onboard amenities or statement credit
Who this card may suit
- You want a travel rewards card with no annual fee
- You want a card with 0% introductory APR on balance transfers
- You frequently book cruises with Holland America and want to earn rewards
- You do't want to pay an annual fee
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 20.24%, 26.24% or 30.24% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 0% for 15 months on transfers made within 45 days from account opening date |
| Balance Transfer APR | 20.24%, 26.24% or 30.24% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $5 or 5% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 30.49% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Late Payment Penalty Fee | Up to $40 |
| Return Payment Penalty Fee | Up to $40 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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Holland America Line Rewards Visa® Card
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