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IHG One Rewards Traveler Credit Card card

IHG One Rewards Traveler Credit Card

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

Annual fee
None
Recommended credit
Good
Card network
Mastercard
Regular purchase APR
20.99% to 27.99% variable based on creditworthiness and the Prime Rate
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Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The IHG One Rewards Traveler Credit Card from Chase Bank makes it easy – and lucrative – to spend money; earn points from everyday purchases and watch them add up to Reward Nights at more than 6,000 hotel properties worldwide. Using this card for all purchases can net you up to 17x points per $1 spent, and exclusive Mastercard benefits make this card an attractive offer.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • Earn 80,000 bonus points plus up to $50 in IHG® statement credits.
  • No Annual Fee
  • Earn up to 17 points total per $1 spent when you stay at IHG Hotels & Resorts
  • Earn 3 points per $1 spent on purchases on monthly bills, at gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases
  • No Foreign Transaction Fees
  • Redeem 3 Nights, Get the 4th Night Free
  • IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
  • Member FDIC

Who this card may suit

  • You stay at IHG properties frequently when you travel
  • You plan to spend at least $2,000 in the first three months of account opening to take advantage of a generous 120,000 bonus point offer
  • You want a discount of 20% when purchasing IHG One Rewards member points with this card
  • You would like a card with no annual fee and no foreign transaction fees

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Regular Purchase APR20.99% to 27.99% variable based on creditworthiness and the Prime Rate
Balance Transfer APR20.99% to 27.99% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction FeeEither $5 or 5% of the amount of each transfer, whichever is greater
Cash Advance APR29.74% variable based on the Prime Rate
Cash Advance Transaction FeeEither $10 or 5% of the amount of each transaction, whichever is greater
Penalty APRUp to 29.99% based on the Prime Rate
Late Payment Penalty FeeUp to $40
Return Payment Penalty FeeUp to $40

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Good Credit.

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IHG One Rewards Traveler Credit Card

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