Independent credit card comparisonsAdvertiser Disclosure
BestCreditCardsGuide
Kansas City Royals Mastercard® card

Kansas City Royals Mastercard®

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

Annual fee
None
Recommended credit
Excellent / Good
Card network
Mastercard
Intro purchase APR
0% for 12 months from account opening date
Apply Now for Kansas City Royals Mastercard® (opens in a new tab)Compare this card
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

Show your Kansas City Royals pride with the Kansas City Royals Mastercard® from Midwestern-based Commerce Bank. If baseball is your kind of game, this may be your type of rewards credit card – all for no annual fee and an introductory offer, of course. Cardholders also get the best KC Royals™ experiences, perks, and more. Earn unlimited points for your purchases and discover Mastercard features that offer all the security protection one needs in a credit card.

Our review of the Kansas City Royals Mastercard®

If you’re a die-hard Royals fan, the Kansas City Royals™ credit card is the perfect way to show your team pride while reaping the rewards. With a focus on baseball-themed experiences and rewards points, this card is a home run for any fan.

Co-branded credit cards with Major League Baseball (MLB) teams are a rare find, making the Kansas City Royals Mastercard a unique offering. Previous options have disappeared from the market, leaving Royals fans with a standout choice.

Who Can Apply?

Residents of select U.S. states can apply for the Kansas City Royals credit card, as Commerce Bank does not serve all 50 states. To be eligible, you must live within proximity to Kansas City and Kauffman Stadium.

Introductory 0% APR Offer

Enjoy a 0% intro APR for the first 12 months on purchases and balance transfers, providing a great opportunity to save on interest. Whether you’re buying tickets for a game or consolidating existing debt, this offer can help you save money.

Get Rewarded with Every Purchase

Earn points on every purchase with the Kansas City Royals Mastercard, including 3% back on streaming, cable, and ridesharing. The card offers a range of rewards across different categories, making it easy to earn points on everyday expenses.

How to Redeem Points

Redeem your points for exclusive cardholder experiences, such as VIP events and discounted tickets. The Royals Rewards program offers unique opportunities for fans to engage with the team and enjoy memorable experiences.

Mastercard Benefits

As a Mastercard holder, you’ll benefit from standard features like Zero Liability Protection and ID Theft Protection. These perks provide added security and peace of mind when using your card.

Should You Apply for the Kansas City Royals Mastercard?

Overall, the Kansas City Royals Mastercard is a solid choice for fans looking to earn rewards and show their team spirit. With generous rewards points and unique redemption options, this card offers a winning combination for Royals enthusiasts.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • 3% cash back on dining, coffee shops, and ride shares
  • 2% cash back on gas
  • 1% cash back on all other purchases
  • Discounted game tickets and exclusive events
  • No annual fee

Who this card may suit

  • You're a diehard Kansas City Royals fan
  • You prefer a no-annual-fee credit card to get the most value on rewards points
  • You want access to exclusive Royals events and unique KC Royals experiences s
  • You want discounted tickets to Royals games so they can go all out at the food concession stand
  • You live in the Kansas City area for home game redeemable perks

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Intro Purchase APR0% for 12 months from account opening date
Regular Purchase APR20.49% to 30.49% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR0% for 12 months from account opening date
Balance Transfer APR20.49% to 30.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction FeeEither $10 or 5% of the amount of each balance transfer, whichever is greater
Cash Advance APR30.49% variable based on the Prime Rate
Cash Advance Transaction FeeEither $10 or 5% of the amount of each cash advance, whichever is greater
Foreign Transaction Fee1% of each transaction in U.S. dollars; 2% of each transaction made in currenciesother than U.S. dollars
Penalty APR32.49% variable based on the Prime Rate
Late Payment Penalty FeeUp to $40

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

Apply Now for Kansas City Royals Mastercard® (opens in a new tab)View issuer terms for Kansas City Royals Mastercard® (opens in a new tab)

Kansas City Royals Mastercard®

Apply Now for Kansas City Royals Mastercard® (opens in a new tab)

You will leave this site for the issuer’s page. Confirm current terms there.

Similar cards