Kemba Platinum Visa with Rewards
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Regular purchase APR
- 11.74% to 17.74% variable based on creditworthiness and the Prime Rate
At a glance
The Kemba Platinum Visa with Rewards is a combination of cash back rewards and balance transfer credit card from Ohio’s Kemba Financial Credit Union. The card features a low APR of around 10% variable, making it ideal for carrying a balance or financing more significant purchases, as well as the cash back earning potential of 1% cashback on every purchase. Cardholders also earn cashback on all balance transfers made within the first 90 days of opening an account.
Our review of the Kemba Platinum Visa with Rewards
Are you looking for a rewards credit card with a great APR? Look no further than the Kemba Platinum Visa with Rewards from Kemba Financial Credit Union. This card earns you points for every dollar you spend, which can be redeemed for cashback bonuses. Plus, new card members can enjoy 1% cashback on all balance transfers within the first 90 days of account opening.
If you’re in need of a balance transfer card, the Kemba Platinum Visa with Rewards is a top choice. Not only do you get a bonus for transferring balances within the first 90 days, but you can also save an average of $1,900 over the life of your account by transferring store credit card balances to this card.
The icing on the cake is the 1% cashback on all purchases, making this card a great option for everyday spending. And with no annual fee, the Kemba Platinum Visa with Rewards is a versatile card that can benefit you in more ways than one.
Should you apply for the Kemba Platinum Visa with Rewards? Kemba Financial Credit Union boasts that this card is one of the best in the country, and it’s hard to disagree. With a low APR, solid rewards structure, and overall great benefits, this card is a smart choice for any Kemba member. Check out other current Kemba card offers to find the right fit for you.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- 1% cash back rewards on purchases or balance transfers in the first 90 days
- Low APR
- No balance transfer fees
Who this card may suit
- You already bank with Kemba Financial Credit Union or live in central Ohio
- You don’t want to pay an annual fee
- You want a great balance transfer card
- You want to earn 1% cashback on all purchases
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 11.74% to 17.74% variable based on creditworthiness and the Prime Rate |
| Balance Transfer APR | 11.74% to 17.74% variable based on creditworthiness and the Prime Rate |
| Cash Advance APR | 20.74% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $5 or 3% of the amount of each cash advance, whichever is greater |
| Foreign Transaction Fee | 1% of the transaction amount in U.S. dollars |
| Penalty APR | 21.99% variable based on the Prime Rate |
| Late Payment Penalty Fee | Up to $35 |
| Return Payment Penalty Fee | Up to $10 |
| Minimum Deposit Required | $500 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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Kemba Platinum Visa with Rewards
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