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Firefly Visa Platinum Rewards card

Firefly Visa Platinum Rewards

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

Annual fee
None
Recommended credit
Excellent / Good
Card network
Visa
Regular purchase APR
14.65% to 17.90% variable based on creditworthiness and the Prime Rate
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Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The Firefly Visa Platinum is a low APR and rewards credit card from TruStone Credit Union. The card features a competitive APR on purchases, balance transfers, and cash advances, as well as no hidden fees, maintenance fees, or annual fees. The card also acts as a reliable rewards card, with members earning one point for every dollar spent on purchases. New account holders also get a bonus 500 points after making a first purchase with the Firefly Visa Platinum card.

Our review of the Firefly Visa Platinum Rewards

Are you looking for a credit card that offers a combination of balance transfer and rewards? Look no further than the Firefly Visa Platinum from Firefly Credit Union. Based in Minnesota, Firefly Credit Union serves the Twin Cities area of St. Paul and Minneapolis.

Low APR and Balance Transfer Benefits

The Firefly Visa Platinum card boasts impressive APR rates for purchases, balance transfers, and cash advances, making it a top choice for those seeking a low APR and balance transfer credit card. Applicants with excellent credit scores can enjoy even lower rates, while those with average credit scores can still benefit from rates in line with the national average. Keep in mind that rates may vary based on creditworthiness and the Prime Rate. Compared to similar cards from larger lenders, the Firefly Visa Platinum offers very competitive rates, with the average cardholder saving around $150 annually.

Reward Points and Bonus Incentives

In addition to its low APR, the Firefly Visa Platinum is also a rewarding credit card. Cardholders earn one point for every dollar spent on purchases, with new cardholders receiving an instant 500 bonus points with their first purchase. Points earned can be redeemed through the Scorecard Rewards program for a variety of options, including gift cards, merchandise, cashback, or travel rewards.

Enhanced Security and Travel Protections

Like other Visa cards from Firefly Credit Union, the Firefly Visa Platinum Rewards card provides comprehensive fraud, travel, and security protections. Cardholders are covered in case of vacation injuries or rental car damage. The inclusion of EMV chip technology offers enhanced security and increased global card acceptance.

Is the Firefly Visa Platinum Rewards Card Right for You?

For those seeking a straightforward rewards program, low APR, and top-notch customer service and security, the Firefly Visa Platinum card is a solid choice. Minnesota residents, in particular, can benefit from the reliability of the Firefly Visa Platinum card and should consider applying.

Explore additional offers from Firefly Credit Union to find the best fit for your financial needs.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • No annual fee
  • Earn 1 rewards point for every dollar spent
  • Competitive APR
  • Redeem points for cash back, gift cards, and more

Who this card may suit

  • You want a reliable balance transfer and rewards credit card
  • You already bank with TruStone Credit Union
  • You don’t want to worry about annual fees or hidden maintenance costs

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Regular Purchase APR14.65% to 17.90% variable based on creditworthiness and the Prime Rate
Balance Transfer APR14.65% to 17.90% variable based on creditworthiness and the Prime Rate
Cash Advance APR14.65% to 17.90% variable based on creditworthiness and the Prime Rate
Late Payment Penalty FeeUp to $25
Return Payment Penalty FeeUp to $25

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

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Firefly Visa Platinum Rewards

Apply Now for Firefly Visa Platinum Rewards (opens in a new tab)

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