M&T Visa Credit Card with Rewards
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Intro purchase APR
- 0% for 12 months from account opening date
At a glance
The M&T Visa Credit Card with Rewards offers cardholders to earn unlimited points – 1 point per dollar spent – which are redeemable for gift cards, cash, travel, and more. The card boasts no annual fee, no foreign transaction fees, an introductory 0% APR for 12 months, and an impressive, low typical APR after that.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- 0% introductory APR on balance transfers and purchases for 12 months
- No annual fee
- Earn 10,000 bonus points after $500 in purchases in the first 90 days
- Low APR after introductory period
Who this card may suit
- You want a rewards card with no annual fee
- You want to earn an unlimited 1 point per every dollar spent
- You're looking for the convenience to pay via multiple digital methods, including Apple Pay®, Google Pay™ or Samsung Pay
- You want a card with 0% introductory APR and a low APR after that
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 0% for 12 months from account opening date |
| Regular Purchase APR | 19.24% or 23.24% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 0% for 12 months from account opening date |
| Balance Transfer Transaction Fee | Either $10 or 4% of the amount of each transfer, whichever is greater Cash Advance APR: 27.24% varies based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 4% of the amount of each transfer, whichever is greater Cash Advance APR: 27.24% varies based on the Prime Rate |
| Foreign Transaction Fee | 3% of the transaction amount in U.S. dollars |
| Penalty APR | 24.99% variable based on the Prime Rate |
| Late Payment Penalty Fee | Up to $35 |
| Return Payment Penalty Fee | Up to $25 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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M&T Visa Credit Card with Rewards
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