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NASA FCU Visa Classic card

NASA FCU Visa Classic

Annual fee
None
Recommended credit
Poor / No Credit Required
Card network
Visa
Regular purchase APR
12.40% to 17.99% variable based on creditworthiness
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The NASA FCU Visa Classic Credit Card is an unsecured credit-builder credit card from NASA Federal Credit Union. The card offers those with a fair credit history – or no credit history at all – the chance to boost their score with regular payments and good credit habits. Establishing good credit habits is made easier with the addition of real-time account management tools and online banking availability. The card charges no annual fee and no hidden fees for foreign transactions or balance transfers.

Our review of the NASA FCU Visa Classic

If you’re looking to establish or rebuild your credit, the NASA FCU Visa Classic Credit Card might be the perfect solution for you. Offered by NASA Federal Credit Union, this unsecured credit card is designed for individuals with a challenging credit history or no credit history at all.

One of the standout features of the NASA FCU Visa Classic Credit Card is its competitive APR for both balance transfers and purchases. By making regular payments and avoiding interest charges, you can start building a positive credit history with this card.

In addition to its credit-building benefits, the NASA FCU Visa Classic Credit Card also offers a variety of card designs to choose from, including space shuttle launches and nebula scenes. This card is not only a practical tool for improving your credit but also a stylish accessory.

Overall, the NASA Federal Visa Classic Credit Card is a top choice for those with fair credit scores or individuals looking to establish credit with a co-signer. If you’re ready to take your credit to new heights, consider applying for the NASA FCU Visa Classic Credit Card today.

Explore other credit card options to find the best fit for your financial needs.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • Fixed rate as low as 12.4% APR
  • No annual fee
  • No extra fees

Who this card may suit

  • You're looking to improve your credit score and likely will qualify for an unsecured credit card
  • You don’t want to pay an annual fee
  • You prefer your credit card with as few fees as possible
  • You already bank with NASA FCU or have an affinity for space

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Regular Purchase APR12.40% to 17.99% variable based on creditworthiness
Intro Balance Transfer APR6.9% to 17.99% variable on transfers made within 90 days from account opening date
Balance Transfer APR12.40% to 17.99% variable based on creditworthiness
Cash Advance APR14.40% to 18% variable based on creditworthiness
Cash Advance Transaction FeeEither $5 or 3% of the amount of each cash advance, whichever is greater
Penalty APR18%
Late Payment Penalty FeeUp to $35
Return Payment Penalty FeeUp to $35

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Poor Credit Limited or No Credit.

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NASA FCU Visa Classic

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Annual fee
None
Recommended credit
Fair / No Credit Required
Intro APR
0% for 6 months from date of account opening date