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NASA FCU Visa Platinum Advantage Rewards card

NASA FCU Visa Platinum Advantage Rewards

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

Annual fee
None
Recommended credit
Excellent / Good
Card network
Visa
Regular purchase APR
14.40 to 17.99% variable based on creditworthiness and the Prime Rate
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Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

NASA FCU Visa Platinum Advantage Rewards Card is a no-nonsense rewards card that doesn’t charge an annual fee. The card, from NASA Federal Credit Union, offers a basic single point for every dollar spent, though some exceptions offer bonus points through local partners like Cici’s Italian restaurant. The card also features an excellent APR on purchases and balance transfers, plus an introductory APR on balance transfers for the first three months.

Our review of the NASA FCU Visa Platinum Advantage Rewards

The NASA FCU Visa Platinum Advantage Rewards Card is a straightforward rewards card offered by NASA Federal Credit Union (NASA FCU). With this card, you can earn one point for every dollar you spend on purchases, as well as bonus points for purchases made with select online and in-store retailers through Ampre. Some of the participating retailers include Baskin Robbins and Cici’s. Points earned through the Advantage Rewards program do not expire and can be redeemed for various rewards such as gift cards, merchandise, and electronics on the Advantage Rewards website.

In terms of rates and fees, the NASA Federal Visa Platinum Advantage Rewards Card offers competitive APRs for both purchases and balance transfers. There is also a special introductory APR on balance transfers for the first 90 days. While the actual rates may vary based on the Prime Rate and the applicant’s creditworthiness, those with excellent credit scores can enjoy lower interest rates compared to what larger national lenders typically offer for similar rewards credit cards. Additionally, this card has no fees for balance transfers, no foreign transaction fees, and no annual fee.

When it comes to security features, the NASA Federal Visa Platinum Advantage Rewards Card provides the standard protections that Visa cards offer, including fraud protection through Visa’s Zero Fraud Liability Protection, 24/7 emergency assistance, extended warranty coverage, and online mobile banking through NASA Federal.

If you are a member of NASA FCU and are looking for a simple rewards card with no annual fee and attractive rates, the NASA Federal Visa Platinum Advantage Rewards Card could be a good fit for you. While there may be better rewards cards available elsewhere, this card is a reliable financial tool for your everyday spending needs. Apply for the NASA FCU Visa Platinum Advantage Rewards Card today and start earning rewards on your purchases!

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • Earn 1 point for every $1 you spend
  • Earn extra points at selected in-store and online merchants
  • Redeem your points for merchandise, gift cards and more
  • No annual fee

Who this card may suit

  • You bank with NASA Federal Credit Union
  • You don’t want to pay annual fees
  • You don’t want a complicated and confusing rewards structure

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Regular Purchase APR14.40 to 17.99% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR8.4% to 17.99% variable based on creditworthiness and the Prime Rate on transfers made within 90 days from account opening date
Balance Transfer APR14.40 to 17.99% variable based on creditworthiness and the Prime Rate
Cash Advance APR16.4% to 18% variable based on creditworthiness and the Prime Rate
Cash Advance Transaction FeeEither $5 or 3% of the amount of each cash advance, whichever is greater
Penalty APR18%
Late Payment Penalty FeeUp to $35
Return Payment Penalty FeeUp to $35

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

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