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Navy Federal Visa cashRewards Card card

Navy Federal Visa cashRewards Card

Annual fee
None
Recommended credit
Excellent / Good / Fair
Card network
Visa
Regular purchase APR
14.65% to 18.00% variable based on creditworthiness and the Prime Rate
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The Navy Federal cashRewards Visa Signature® Credit Card is a flexible cash back rewards credit card for current and former servicemembers who want a card that offers the versatility to choose where they use their rewards. This powerful tool for saving money and building credit is issued by Navy Federal Credit Union and features unlimited 1.5% cash back rewards, along with exclusive member deals only available to cardholders.

Our review of the Navy Federal Visa cashRewards Card

The Navy Federal cashRewards Visa Signature® Card is a top choice for military members looking to earn cash back on everyday purchases. With a solid 1.5% cash back rate on all eligible purchases, cardholders can easily rack up rewards without changing their spending habits. Plus, the flexible redemption options make it easy to cash in your rewards whenever you want.

How to Earn Cash Back with the cashRewards Card

Earning cash back with the Navy Federal cashRewards Visa Signature Card is simple – just use your card for any purchase and earn 1.5% cash back. Whether you’re grocery shopping, filling up your gas tank, or treating yourself to a movie night, you’ll earn rewards on every transaction. And with unlimited rewards that never expire, you can save up your cash back for a big statement credit whenever you’re ready.

Special cashRewards Visa Signature® Card Bonuses

New cardholders can earn a generous $200 bonus by spending $2,500 in the first 90 days of account approval. This introductory offer is a great incentive to start earning cash back right away. Plus, with a steady 1.5% cash back rate on all purchases, you’ll continue to earn rewards on every dollar you spend.

Perks from Navy Federal Credit Union

In addition to cash back rewards, Navy Federal Credit Union offers a range of benefits for cardholders. From 24/7 member support to no foreign transaction fees, cardholders can enjoy peace of mind and convenience with their cashRewards Visa Signature® Card. And with features like zero liability for unauthorized transactions and fraud notifications, you can feel confident using your card wherever you go.

cashRewards Visa Signature® Features

The cashRewards Visa Signature® Card also comes with exclusive Visa® benefits, including purchase security, lost/stolen card reporting, and emergency card replacement. Cardholders can also take advantage of travel perks, entertainment access, and dining discounts, making this card a versatile option for everyday spending and special occasions.

Should You Apply for the Navy Federal cashRewards Visa Signature® Credit Card?

If you’re a military member looking for a reliable cash back card with no fees and flexible redemption options, the Navy Federal cashRewards Visa Signature® Card is a great choice. With a generous $200 bonus for new cardholders and a solid 1.5% cash back rate, you can start earning rewards right away. And with benefits like no foreign transaction fees and exclusive Visa® perks, this card offers added value for military members and their families.

Don’t miss out on this top-rated cash back card from Navy Federal Credit Union – apply today and start earning rewards on your everyday purchases.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • Earn 1.5% cash back on purchases
  • Get $200 Bonus Cash Back
  • No annual fee or foreign transaction fees
  • No balance transfer fee or cash advance fees
  • No rewards limit, no rewards expiration

Who this card may suit

  • You are a current or former member of the United States Armed Forces
  • You would like to save money with a credit card that has no annual fees and no foreign transaction fees
  • You want a credit card that has no rewards limit and no rewards expiration
  • You want to put more money back into your wallet by earning 1.5% cash back on all qualifying purchases (in the form of a statement credit)
  • You will make a purchase of $2,500 in the first ninety days of opening their account to earn a special introductory cash back bonus of $200

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Regular Purchase APR14.65% to 18.00% variable based on creditworthiness and the Prime Rate
Balance Transfer APR14.65% to 18.00% variable based on creditworthiness and the Prime Rate
Cash Advance APR16.65% to 20.00% variable based on the Prime Rate
Cash Advance Transaction FeeNone if performed at a Navy Federal branch or ATM. Otherwise, up to $1 per transaction for ATM Cash Advance
Penalty APR18.00%
Late Payment Penalty FeeUp to $20
Return Payment Penalty FeeUp to $20

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit Fair Credit.

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Navy Federal Visa cashRewards Card

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You will leave this site for the issuer’s page. Confirm current terms there.

Similar cards

Navy Federal cashRewards World Mastercard®

  • Earn 1.5% cash back on purchases
  • No annual fee or foreign transaction fees
Annual fee
None
Recommended credit
Excellent / Good / Fair
Purchase APR
14.65% to 18.00%% variable based on creditworthiness and the Prime…