Navy Federal Visa® Platinum
- Annual fee
- None
- Recommended credit
- Excellent / Good / Fair
- Card network
- Visa
- Regular purchase APR
- 10.99% to 18.00% variable based on creditworthiness and the Prime Rate
At a glance
The Navy Federal Visa Platinum is a balance transfer credit card from Navy Federal Credit Union. The card has an excellent low APR of around 8% for those with excellent credit, as well as an impressive introductory APR of 0% for the first 12 months on balance transfers. The card features no annual fees, no foreign transaction fees, and the regular suite of protections and services members have come to expect from Navy Federal Credit Union and Visa.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- 0% introductory APR for the first 12 months after opening account
- No foreign transaction fees
Who this card may suit
- You're a member of Navy Federal Credit Union
- You have an existing credit card balance you want to transfer and reduce
- You want an excellent APR
- You do't want to pay an annual fee
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 10.99% to 18.00% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 0% for 12 months from account opening date |
| Balance Transfer APR | 10.99% to 18.00% variable based on creditworthiness and the Prime Rate |
| Cash Advance APR | 12.99% to 20.00% variable based on the Prime Rate |
| Cash Advance Transaction Fee | None if performed at a Navy Federal branch or ATM. Otherwise, up to $1 for ATM Cash Advance |
| Penalty APR | 18% |
| Late Payment Penalty Fee | Up to $20 |
| Return Payment Penalty Fee | Up to $20 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit Fair Credit.
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Navy Federal Visa® Platinum
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