NEFCU VISA® Explorer Card
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Regular purchase APR
- 12.5% to 18.00% variable based on creditworthiness and the Prime Rate
At a glance
The NEFCU VISA® Explorer Card is a reliable balance transfer credit card from New England Federal Credit Union. The card features an extremely competitive APR on purchases, balance transfers, and cash advances, as well as no balance transfer or cash advance fees, or any annual fees.
Our review of the NEFCU VISA® Explorer Card
Looking for a credit card with a low APR and excellent balance transfer options? The NEFCU VISA® Explorer Card from New England Federal Credit Union (NEFCU) could be the perfect choice for you. With a competitive typical APR of around 9.5% for those with exceptional credit, this card offers great value for those looking to finance large purchases or transfer existing balances.
While the NEFCU VISA® Explorer Card may not offer rewards like the NEFCU VISA® Explorer Rewards Card, its lack of an annual fee and low rates make it a versatile option for those looking to save on interest charges. Additionally, cardholders can enjoy the standard Visa protections, including emergency cash and card replacement services, fraud protection, and travel insurance.
If you’re in the market for a straightforward credit card with low rates and balance transfer options, the NEFCU VISA® Explorer Card could be the right choice for you. Consider this option from NEFCU for your financial needs.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- Global acceptance
- Comprehensive fraud protectio
Who this card may suit
- You already bank with New England Federal Credit Union
- You want to finance larger purchases
- You do't mind carrying a balance
- You do't want to pay annual fees
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 12.5% to 18.00% variable based on creditworthiness and the Prime Rate |
| Balance Transfer APR | 12.5% to 18.00% variable based on creditworthiness and the Prime Rate |
| Cash Advance APR | 12.5% to 18.00% variable based on creditworthiness and the Prime Rate |
| Foreign Transaction Fee | 1% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | Up to $20 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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NEFCU VISA® Explorer Card
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