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Norwegian Cruise Line® World Mastercard® card

Norwegian Cruise Line® World Mastercard®

Annual fee
None
Recommended credit
Good
Card network
Mastercard
Regular purchase APR
18.24% to 28.24% variable based on creditworthiness and the Prime Rate
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The Norwegian Cruise Line® World Mastercard® rewards you with WorldPoints® for booking your voyages and making every purchase in between, as well as by offering an appealing introductory bonus. If you are a frequent cruiser with Norwegian, this may be the ideal card for you.

Our review of the Norwegian Cruise Line® World Mastercard®

Looking for a versatile rewards credit card to help you save on your dream vacation? Look no further than the Norwegian Cruise Line® World Mastercard® from Bank of America. This card is perfect for cruise enthusiasts or anyone looking to earn rewards towards their next getaway. Plus, it comes with no annual fee!

How to Earn Rewards

With the Norwegian Cruise Line® World Mastercard®, you can earn 25,000 bonus points by making a qualifying transaction within the first 90 days of opening an account – that’s equivalent to $250 towards your next cruise. Plus, earn WorldPoints® with every purchase. Get 3X points on eligible Norwegian Cruise Line purchases, 2X points on eligible airfare and hotel bookings, and 1X points on all other purchases.

How to Redeem WorldPoints® Points

Redeeming points is simple and rewarding. Use your points for stateroom upgrades, travel discounts, onboard credits, car rentals, hotel stays, or gift cards. The possibilities are endless!

Other Card Features

Enjoy no annual fee or foreign transaction fees with the Norwegian Cruise Line® World Mastercard®. Plus, Preferred Rewards members can earn even more points on every purchase. Save money while you spend and earn rewards towards your next cruise.

Should You Apply?

If you love cruising with Norwegian and want to save on your next trip, the Norwegian Cruise Line® World Mastercard® is a great choice. Earn rewards, enjoy no annual fee, and get extra perks as a Preferred Rewards member. However, if you’re not set on Norwegian, consider the Royal Caribbean® Visa Signature® Credit Card or the Celebrity Cruises® Visa Signature® Credit Card for other cruise line options. Apply today and start saving towards your next adventure!

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • 3X WorldPoints® for every $1 spent on Norwegian purchases
  • 2X WorldPoints® per $1 spent on eligible air and hotel purchases
  • 1X WorldPoints® per $1 spent on all other purchases
  • No foreign transaction fee
  • No annual fee

Who this card may suit

  • You often travel with Norwegian Cruise Line®
  • You want to quickly earn WorldPoints® points by making purchases – both exceptional and everyday
  • You're looking for a travel credit card with no foreign transaction fees and no annual fee

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Regular Purchase APR18.24% to 28.24% variable based on creditworthiness and the Prime Rate
Balance Transfer APR18.24% to 28.24% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction FeeEither $10 or 3% of the amount of each balance transfer, whichever is greater
Cash Advance APR21.24% to 30.24% variable based on the Prime Rate
Cash Advance Transaction FeeEither $10 or 3% of the amount of each cash advance, whichever is greater
Penalty APRUp to 29.99% variable based on creditworthiness and the Prime Rate
Late Payment Penalty FeeUp to $40

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Good Credit.

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Norwegian Cruise Line® World Mastercard®

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