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Notre Dame EDU Credit Card card

Notre Dame EDU Credit Card

    Annual fee
    None
    Recommended credit
    Good / Fair
    Card network
    Mastercard
    Regular purchase APR
    23.99% variable based on the Prime Rate
    Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

    At a glance

    The Notre Dame EDU Credit Card is a no annual fee student credit card that provides the ideal credit building base for Notre Dame students everywhere – including international students. The card, issued through Celtic Bank and Deserve, provides unlimited 1% cash back on purchases, the chance at free Amazon Prime Student, and more.

    Our review of the Notre Dame EDU Credit Card

    The Notre Dame EDU co-branded Mastercard for students is an excellent student credit card for those attending the University of Notre Dame. The card is especially ideal for international students, as Deserve does not require a Social Security Number (SSN) to apply.

    Student credit cards are generally easier to receive than regular credit cards because they are geared towards those with limited – or no credit history. The issuer takes this a step further by removing the need for an SSN, opening the world of unsecured credit to a broader selection of learners.

    No SSN needed makes the card perfect for international students that want to establish credit in the United States but don’t want to pay a security deposit to open a secured credit card account. All international Fighting Irish students need to apply is their passport, US bank account information, and valid US student visa.

    Average Cash Back Rewards

    The Notre Dame EDU Mastercard offers cardholders 1% cash back on all eligible purchases. Those rewards aren’t exceptional, but they are a great addition to the overall package. All cash back rewards are issued as statement credits and are automatically applied to the cardholder’s statement in increments of $25.

    Amazon Prime Student Bonus Offer

    The complimentary Amazon Prime Student membership after Fighting Irish students meet a minimum spending goal within the first three billing cycles is equally enjoyable. Spend $500 in the first three months, and the Prime membership is yours. Prime offers free shipping, streaming videos and music, and more for members, meaning students enjoy real value with this bonus – a $59 value.

    Support the Notre Dame Scholarship Fund

    Deserve teams up with its co-branded schools to help fund academic and social initiatives – and the Notre Dame EDU Mastercard is no different. Every successful Notre Dame EDU (and Notre Dame PRO) credit card application helps fund local Notre Dame clubs through the Notre Dame Global Partnerships initiative – for up to $42,000.

    No Foreign Transaction Fees

    One of the great features of the Notre Dame EDU Mastercard is that it charges no foreign transaction fees. Many credit cards feature foreign charge fees of up to 3% of the transaction cost, making them expensive to use outside the United States. This feature makes the Deserve/ Notre Dame EDU Credit Card ideal for international ND students – or US students looking to travel abroad during their studies/ summer break.

    Other Card Features

    Other notable features of the Notre Dame EDU Credit Card include:

    • Mastercard features like Collision Damage Waiver, ID Theft Protection, and Zero Fraud Liability
    • Cellphone protection for up to $600
    • Generous credit limits
    • No annual fee
    • Three months of Text + Talk through Mint Mobile

    With its student-friendly benefits, lack of foreign transaction fees, and support for the Notre Dame Scholarship Fund, the Notre Dame EDU Credit Card is a top choice for students at the University of Notre Dame. Apply today to start earning cash back rewards and enjoying exclusive perks!

    Card features

    Benefits as listed on the original card page. They can change; confirm details with the issuer.

    • No annual fee
    • Earn 1% cash back on all purchases
    • Enjoy Amazon Prime Student for one year
    • Cell phone protection for up to $600 when you pay your monthly cell phone bill with your card
    • No foreign transaction fees

    Who this card may suit

    • You attend the University of Notre Dame
    • You're an international student and don’t have a Social Security Number (SSN)
    • You want complimentary Amazon Prime Student on Deserve (after spending $500)
    • You want cell phone protection
    • You don’t want to pay an annual fee

    Rates, fees and terms

    Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
    Annual FeeNone
    Regular Purchase APR23.99% variable based on the Prime Rate
    Late Payment Penalty FeeUp to $25
    Return Payment Penalty FeeUp to $37

    Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Good Credit Fair Credit.

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    Notre Dame EDU Credit Card

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