Ocean Bank Platinum Secured Card
- Annual fee
- None
- Recommended credit
- Poor / No Credit Required
- Card network
- Mastercard
- Intro purchase APR
- 0% for 12 months from account opening date
At a glance
Establishing a credit history, or repairing bad credit, can be intimidating; while it may appear that building credit is difficult, in reality, there are plenty of credit card offers that can help you achieve your goals. Establish your credit while you shop or travel with the Ocean Bank Platinum Card; for a $500 minimum deposit, you’ll receive a secured credit card designed to make building your credit not only easy, but convenient too.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- $0 liability for unauthorized purchases
- 0% introductory APR on purchases and balance transfers for 12 months
- Mastercard® Airport Concierge - 15% savings on airport meet and greet services
Who this card may suit
- You want to establish or build your credit
- You do't want to pay an annual fee
- You will take advantage of a lengthy intro APR for both purchases and balance transfers
- You want the protections and perks Mastercard® offers cardholders
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 0% for 12 months from account opening date |
| Regular Purchase APR | 16.99% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 0% for 12 months on transfers made within 12 months from account opening date |
| Balance Transfer APR | 16.99% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $10 or 2% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 26.99% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 4% of the amount of each cash advance, whichever is greater |
| Foreign Transaction Fee | 3% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | Up to $37 |
| Return Payment Penalty Fee | Up to $37 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Poor Credit Limited or No Credit.
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Ocean Bank Platinum Secured Card
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