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Ocean Bank Platinum Rewards Card card

Ocean Bank Platinum Rewards Card

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

Annual fee
None
Recommended credit
Good / Fair
Card network
Mastercard
Intro purchase APR
0% for 12 months from account opening date
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Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

Put your everyday spending to work – with the Ocean Bank Platinum Rewards Card, each qualifying net purchase you make will earn points towards cash, travel, and shopping rewards. With a competitively low APR, a generous introductory APR offer, and flexible reward points redemption, this credit card will help you save oodles of money even as you earn rewards.

Our review of the Ocean Bank Platinum Rewards Card

The Ocean Bank Platinum Rewards Card is a top choice for individuals looking to maximize their rewards on everyday purchases. With 1 point per $1 spent on qualifying purchases, cardholders can earn rewards for cash back, travel, and shopping. Redeem points for flights, hotels, electronics, luxury items, and more, making it easy to get the most out of your spending.

Additionally, this Mastercard® card offers a generous 0% introductory APR for the first 12 billing cycles on purchases and balance transfers, with a competitive APR afterwards. With no annual fee, this card is a cost-effective option for those looking to save money while earning rewards.

Enjoy added peace of mind with $0 liability for unauthorized charges, as well as a range of Mastercard® perks including Priceless Cities discounts, 24-hour assistance, and identity theft resolution services. Manage your card easily with online account management tools.

For those new to rewards cards or looking for a straightforward rewards program, the Ocean Bank Platinum Rewards Card is a smart choice. Apply today to start earning rewards on your purchases.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • 0% introductory APR on purchases and balance transfers for 12 months from account opening date
  • Earn 1 point per $1 spent on everyday purchases
  • Redeem points for cash, travel and shopping rewards
  • No annual fee

Who this card may suit

  • You don’t want to pay an annual fee
  • You will take advantage of a lengthy introductory APR: 0% for twelve billing cycles for purchases and balance transfers from the date the account is opened
  • You want to earn 1 point for every $1 spent using this card
  • You want the peace of mind that comes with Mastercard® protections

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Intro Purchase APR0% for 12 months from account opening date
Regular Purchase APR14.99% to 22.99% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR0% for 12 months on transfers made within 12 months from account opening date
Balance Transfer APR14.99% to 22.99% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction FeeEither $10 or 2% of the amount of each transfer, whichever is greater
Foreign Transaction Fee3% of the transaction amount in U.S. dollars
Late Payment Penalty FeeUp to $37
Return Payment Penalty FeeUp to $37

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Good Credit Fair Credit.

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Ocean Bank Platinum Rewards Card

Apply Now for Ocean Bank Platinum Rewards Card (opens in a new tab)

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