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PNC Core® Visa® Credit Card card

PNC Core® Visa® Credit Card

Annual fee
None
Recommended credit
Good / Fair
Card network
Visa
Intro purchase APR
0% for 15 months from account opening date
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The PNC Core® Visa® Credit Card offers a low APR and even lower introductory rates on purchases and balance transfers.

Our review of the PNC Core® Visa® Credit Card

The PNC Core® Visa® Credit Card is a top choice for those looking for a basic, low APR credit card with enticing introductory offers. With a 0% APR for the first 15 months on purchases and balance transfers, this card is perfect for making large purchases or consolidating debt from high APR cards.

New cardholders can also take advantage of a $100 bonus after spending $1,000 in the first 3 billing cycles, making it a great option for PNC customers with excellent credit scores.

While the PNC Core® Visa® Credit Card may lack some of the flashy perks offered by other cards, its low interest rates and introductory offers make it a solid choice for those looking to save on interest charges. If you’re already a PNC Bank customer and in need of a generous interest-free period, this card is worth considering. Otherwise, there are more well-rounded options available with additional benefits to explore.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • Earn a $100 bonus after you make at least $1,000 in purchases within the first 3 months from account opening
  • 0% intro APR on purchases and balance transfers for 15 months
  • Low regular APR on purchases
  • No annual fee

Who this card may suit

  • You want a credit card with a low variable APR
  • You need to transfer a balance to save on interest payments
  • You have a large purchase on the horizon that will require multiple payments and that can benefit from 0% interest
  • You do not want to pay an annual fee

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Intro Purchase APR0% for 15 months from account opening date
Regular Purchase APR15.99% to 27.99% variable based on creditworthiness
Intro Balance Transfer APR0% for 15 months on transfers made within 90 days from account opening date
Balance Transfer APR15.99% to 27.99% variable based on creditworthiness
Balance Transfer Transaction FeeEither $5 or 3% each balance transfer amount, whichever is greater, for first 90 days. After, either $5 or 4% of each transfer amount, whichever is greater
Cash Advance APR29.99% variable based on the Prime Rate
Cash Advance Transaction FeeEither $10 or 5% of the amount of each cash advance, whichever is greater
Foreign Transaction Fee3% of the transaction amount in U.S. dollars
Penalty APR33.99% variable based on the Prime Rate
Late Payment Penalty FeeUp to $38

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Good Credit Fair Credit.

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PNC Core® Visa® Credit Card

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