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PNC Visa® Business Credit Card card

PNC Visa® Business Credit Card

Annual fee
None
Recommended credit
Good
Card network
Visa
Regular purchase APR
14.99% to 24.99% variable based on creditworthiness and the Prime Rate
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The PNC Visa® Business Credit Card prioritizes low APRs over perks, giving customers the benefit of saving on interest payments over the long run.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • Introductory APR of 0% for 13 months on balance transfers
  • No annual fee
  • Add, activate, or close employee cards and set spending limits for each
  • Manage your transactions online and download them to accounting software programs

Who this card may suit

  • You own or operate a business
  • You need additional working capital to cover expenses but prefer not to opt for a loan
  • You want a credit card with a lower APR that can save you money on interest payments
  • You're looking for an introductory 0% APR offer on balance transfers

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Regular Purchase APR14.99% to 24.99% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR0% for 13 months on transfers made within 90 days from account opening date
Balance Transfer APR14.99% to 24.99% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction FeeEither $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR26.99% variable based on the Prime Rate
Cash Advance Transaction FeeEither $10 or 4% of the amount of each cash advance, whichever is greater
Foreign Transaction Fee3% of the transaction amount in U.S. dollars
Penalty APR33.99% variable based on the Prime Rate
Late Payment Penalty FeeUp to $39
Return Payment Penalty Fee$35
Over Limit Penalty Fee$39

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Good Credit.

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PNC Visa® Business Credit Card

Apply Now for PNC Visa® Business Credit Card (opens in a new tab)

You will leave this site for the issuer’s page. Confirm current terms there.

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Annual fee
$95
Recommended credit
Excellent / Good
Purchase APR
20.74% to 25.74% Variable