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PNC points® Visa® Business Credit Card card

PNC points® Visa® Business Credit Card

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

Annual fee
None
Recommended credit
Excellent / Good
Card network
Visa
Intro purchase APR
0% for 9 months after account opening
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Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The PNC points® Visa® Business Credit Card earns plenty of rewards points and offers a 0% APR introductory period for new cardmembers.

Our review of the PNC points® Visa® Business Credit Card

If you’re looking for a business credit card that rewards you quickly on every purchase, the PNC points® Visa® Business Credit Card is a top choice. With 5 points earned for every dollar spent and no earning limits, you can rack up points fast, even on everyday expenses like office supplies. Plus, you can combine points earned on your business card with those from a personal card, maximizing your rewards as a loyal PNC client.

How to Redeem Your Points

Redeeming your points is easy and flexible with options including merchandise, gift cards, travel bookings, or cash back. Whether you want to reinvest in your business or treat yourself, the choice is yours. You can even request additional cards for employees at no extra cost, allowing their spending to also earn points for your account.

Enjoy a 0% Intro APR

For those looking to save on interest, the PNC points® Visa® Business Credit Card offers a generous 0% APR for nine months on both purchases and balance transfers. This introductory period can help you manage expenses or make larger investments without accruing interest, giving you financial flexibility.

Is the PNC points® Visa® Business Credit Card Right for You?

Not only does the PNC points® Visa® Business Credit Card give you the purchasing power to propel your business forward, but it also simplifies managing your finances. With online account tools, spending limits for employee cards, and compatibility with programs like QuickBooks®, it’s easy to stay organized and monitor your expenses effectively. Enroll in Cash Flow Insight℠ for additional features like Spend Analysis, which categorizes transactions for better budgeting.

Apply for the PNC points® Visa® Business Credit Card today and start earning rewards on every purchase while streamlining your financial management processes.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • Earn 5 points per $1 with no spending categories
  • No limit to the amount of points you can earn
  • 0% introductory APR for 9 months on purchases and balance transfers
  • No annual fee

Who this card may suit

  • You own or operate a business
  • You're looking for another way to cover expenses without resorting to a loan or other form of working capital
  • You prefer a credit card that also earns points as part of a rewards program
  • You're looking to make a considerable purchase that will require multiple payments and can benefit from a 0% APR period
  • You want to consolidate existing debt into one account and save money on interest charges

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Intro Purchase APR0% for 9 months after account opening
Regular Purchase APR15.99% to 24.99% variable based on creditworthiness
Intro Balance Transfer APR0% for 9 months on transfers made within 90 days from account opening
Balance Transfer APR15.99% to 24.99% variable based on creditworthiness
Balance Transfer Transaction FeeEither $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR26.99% variable based on the Prime Rate
Cash Advance Transaction FeeEither $10 or 4% of the amount of each cash advance, whichever is greater
Foreign Transaction Fee3% of the transaction amount in U.S. dollars
Penalty APR33.99% variable based on the Prime Rate
Late Payment Penalty FeeUp to $39
Return Payment Penalty Fee$35
Over Limit Penalty Fee$39

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

Apply Now for PNC points® Visa® Business Credit Card (opens in a new tab)View issuer terms for PNC points® Visa® Business Credit Card (opens in a new tab)

PNC points® Visa® Business Credit Card

Apply Now for PNC points® Visa® Business Credit Card (opens in a new tab)

You will leave this site for the issuer’s page. Confirm current terms there.

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Annual fee
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Recommended credit
Excellent / Good
Purchase APR
20.74% to 25.74% Variable
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