Pottery Barn Key Rewards Visa: Earn Up to 10% Back!
- Annual fee
- None
- Recommended credit
- Excellent
- Card network
- Visa
- Regular purchase APR
- 29.99% variable based on the Prime Rate
At a glance
The Pottery Barn Key Rewards Visa offers up to 5% cash back rewards with seven brands in the Williams Sonoma portfolio – including Pottery Barn, Pottery Barn Kids, and Pottery Barn Teens. The card also earns 4% back on dining and groceries, with rewards taking the form of $20 certificates.
Our review of the Pottery Barn Key Rewards Visa
The Pottery Barn Key Rewards Visa Signature is a top-tier co-branded retail and cash back rewards credit card that provides exclusive savings at Pottery Barn and other Williams Sonoma brands. With up to 5% cash back on select purchases, a double cash back welcome bonus for new account holders, Pottery Barn exclusive discounts, special financing options, and more, this card is a must-have for savvy shoppers.
Earn Up to 5% Cash Back – and 10% Back for the First 30 Days
The Pottery Barn Key Rewards Visa offers the best rewards with purchases at the seven brands that make up the Williams Sonoma family, including Williams Sonoma, Williams Sonoma Home, Pottery Barn, Pottery Barn Kids, Pottery Barn Teens, Mark & Graham, and West Elm. New account holders also enjoy a special introductory bonus of 10% back across these brands for the first 30 days.
Earn 4% Back on Dining and Groceries
In addition to the generous rewards on Williams Sonoma brands, cardholders earn 4% cash back on dining and groceries. Other purchases earn a base rate of 1% back. Please note that dining purchases do not include fast food but do include food delivery services like GrubHub, Uber Eats, and DoorDash.
Apply for the Store Card, too
Capital One offers both closed-loop and open-loop versions of their credit cards. The closed-loop store card version is specific to purchases at Williams Sonoma brands, while the Visa versions can be used anywhere Visa is accepted. When you apply for a Williams Sonoma branded Visa credit card, you are also applying for the closed-loop store card version, making it a great option for those new to unsecured credit.
How to Redeem Cash Back Rewards
While the redemption options for cash back rewards with the Key Rewards Visa Signature are limited to reward certificates in $20 denominations, the value of these rewards is significant. Cardholders receive a $20 rewards certificate for every $20 earned, redeemable for future purchases at any Williams Sonoma brand.
Special Pottery Barn and Williams Sonoma Benefits
In addition to cash back rewards, cardholders enjoy special perks such as 12-month promotional financing on purchases of $750 or more, free standard shipping on Williams Sonoma purchases, a $25 birthday reward, early access to promotions, sneak peeks of new collections, and more. The card also comes with no annual fee and Visa benefits and protections, including zero fraud liability, emergency card replacement, extended warranty coverage, and more.
Should You Apply for the Capital One Pottery Barn Key Rewards Visa Signature Card?
Overall, the Pottery Barn Key Rewards Visa Signature Card offers substantial benefits for brand-loyal customers, including generous cash back rewards, special financing options, and exclusive discounts. If you frequently shop at Pottery Barn, West Elm, or other Williams Sonoma brands, this card can help you save money on your purchases. Apply today and start earning rewards with every swipe!
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- Earn 5% back online and in stores across seven brands
- Earn 4% back at grocery stores and restaurants (excludes fast food)
- Earn 1% Back on all other purchases
- 10% back across seven brands for your first 30 days from account opening.
- Special 12-month promotional financing on purchases of $750 or more
- Free standard shipping at Williams Sonoma brands
Who this card may suit
- You frequently shop at Pottery Barn or any other Williams Sonoma brand
- You want a store card that also earns rewards on groceries and dining
- You don’t want to pay an annual fee and have excellent credit
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 29.99% variable based on the Prime Rate |
| Balance Transfer APR | 29.99% variable based on the Prime Rate |
| Balance Transfer Transaction Fee | 3% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you. None for balances transferred at the Transfer APR. |
| Cash Advance APR | 29.99% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 4% of the amount of each cash advance, whichever is greater. |
| Late Payment Penalty Fee | Up to $40 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit.
Apply Now for Pottery Barn Key Rewards Visa (opens in a new tab)View issuer terms for Pottery Barn Key Rewards Visa (opens in a new tab)
Pottery Barn Key Rewards Visa
Apply Now for Pottery Barn Key Rewards Visa (opens in a new tab)You will leave this site for the issuer’s page. Confirm current terms there.
Similar cards
Discover it® Chrome for Students
- Get $20 statement credit each school year your GPA is 3.0 or higher for up to next five years
- Earn 2% cash back at gas and restaurants on up to $1,000 in combined purchases each quarter. Plus 1% cash back on all…
- Annual fee
- None
- Recommended credit
- Fair / No Credit Required
- Intro APR
- 0% for 6 months from date of account opening date
Chase Freedom Unlimited®
- INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth…
- Enjoy 6.5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards…
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Intro APR
- 0% for 15 months from account opening date
Ink Business Preferred® Credit Card
- Earn 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash…
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary…
- Annual fee
- $95
- Recommended credit
- Excellent / Good
- Purchase APR
- 20.74% to 25.74% Variable