West Elm Key Rewards Visa
- Annual fee
- None
- Recommended credit
- Excellent
- Card network
- Visa
- Regular purchase APR
- 29.99% variable based on the Prime Rate
At a glance
The West Elm Key Rewards Visa offers up to 5% cash back rewards with seven brands in the Williams Sonoma portfolio – including West Elm. The card also earns 4% back on dining and groceries, with rewards taking the form of $20 certificates.
Our review of the West Elm Key Rewards Visa
The West Elm Key Rewards Visa is a top-rated co-branded retail and cash back rewards credit card that offers exclusive savings at West Elm and six other Williams Sonoma brands. With up to 5% back on select purchases, special financing options, and a double cash back welcome bonus for new account holders, this card is a must-have for savvy shoppers.
How to Earn Rewards
The West Elm Visa unlocks enhanced cash back rewards at seven Williams Sonoma family brands, including popular stores like Pottery Barn and Mark & Graham. New account holders can also enjoy a special 10% back bonus across all brands within their first 30 days. With 4% cash back on groceries and dining, this card is perfect for everyday purchases.
Apply for the Store Card, too
Capital One offers both closed-loop and open-loop versions of its credit cards, giving you flexibility in how you use your rewards. The closed-loop store card is ideal for in-store and online purchases within the Williams Sonoma family, while the open-loop Visa version allows for worldwide use. Plus, store cards typically have lower credit requirements, making them accessible to a wider range of shoppers.
How to Redeem Cash Back Rewards
Cash back rewards earned with the West Elm Key Rewards Visa can be redeemed as $20 rewards certificates, applicable to future purchases with any Williams Sonoma brand. Cardholders also benefit from special perks like free shipping, birthday rewards, and promotional financing options. With no annual fee and a range of Visa benefits, this card is a valuable addition to any wallet
Should You Apply for the West Elm Key Rewards Visa Signature Card?
In conclusion, the West Elm Key Rewards Visa Signature Card offers exceptional rewards for brand-loyal customers. With 5% back at top brands, 4% back on dining and groceries, and a range of exclusive benefits, this card is a smart choice for shoppers looking to maximize their savings. Plus, with no annual fee, it’s a low-risk option for anyone looking to boost their rewards game. Apply today and start earning cash back on your favorite purchases.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- Earn 5% back online and in stores across seven brands
- Earn 4% back at grocery stores and restaurants (excludes fast food)
- Earn 1% Back on all other purchases
- 10% back across seven brands for your first 30 days from account opening.
- Special 12-month promotional financing on purchases of $750 or more
- Free standard shipping at Williams Sonoma brands
Who this card may suit
- You frequently shop at West Elm stores or any other Williams Sonoma brand
- You want a versatile retail card that also earns rewards on groceries and dining
- You don’t want to pay an annual fee and have an excellent credit score
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 29.99% variable based on the Prime Rate |
| Balance Transfer APR | 29.99% variable based on the Prime Rate |
| Balance Transfer Transaction Fee | 3% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you. None for balances transferred at the Transfer APR. |
| Cash Advance APR | 29.99% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 4% of the amount of each cash advance, whichever is greater. |
| Late Payment Penalty Fee | Up to $40 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit.
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West Elm Key Rewards Visa
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