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Princess Cruises Rewards Visa® Card card

Princess Cruises Rewards Visa® Card

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

    Annual fee
    None
    Recommended credit
    Excellent / Good
    Card network
    Visa
    Regular purchase APR
    20.24%, 26.24% or 30.24% variable based on creditworthiness and the Prime Rate
    Apply Now for Princess Cruises Rewards Visa® Card (opens in a new tab)Compare this card
    Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

    At a glance

    The Princess Cruises Rewards Visa® Card allows loyal customers to earn points from Princess Cruises purchases that can be redeemed towards free bookings, onboard amenities, a statement credit, or travel with partner airlines and hotels.

    Our review of the Princess Cruises Rewards Visa® Card

    If you’re considering the Princess Cruises Rewards Visa® Card, here’s what you need to know. This card offers a 10,000 point sign up bonus, 2X points on Princess purchases, and 1X on everything else. While the sign-up bonus is easy to earn, the return on Princess-related purchases may be underwhelming for some.

    How to Redeem Points

    Redeeming points with the Princess Cruises Rewards Visa® Card is slightly flexible. You can use your points for free cruises, onboard credits, discounted airfare, statement credits, or gift cards. Keep in mind that most redemption options require a minimum of $50 worth of points (5000 points).

    For example, a Champagne Balcony Breakfast worth $45 will require 5000 points. The value of points varies depending on the amount being redeemed for a statement credit.

    • $50 – $499.99 statement credit = 1 cent per point
    • $500 – $2000.99 statement credit = 1.25 cents per point
    • $2001 – $4000.99 statement credit = 1.5 cents per point
    • $4001 and above statement credit = 2 cents per point

    Is it Worth It?

    Overall, the Princess Cruises Rewards Visa® Card may not be the best option for those looking for ongoing value. The earning potential is low, and points expire if the card is not used at least once every 7 months. While there is no annual fee, it may be challenging to accumulate enough points to make owning this card worthwhile.

    Consider a cash back travel card like the Uber Credit Card for better rewards and more flexibility. It could be a more rewarding option for your Princess Cruises bookings.

    Card features

    Benefits as listed on the original card page. They can change; confirm details with the issuer.

    • Earn 10,000 bonus points after you use your card for the first time
    • 2X points per $1 spent on all Princess purchases
    • 1X point per $1 spent on all other purchases
    • Redeem points for cruise rewards, onboard credits, special on board amenities and discounted airfare

    Who this card may suit

    • You regularly book cruises with Princess Cruises
    • You will use this card at least once every 7 months
    • You want a card with no annual fee

    Rates, fees and terms

    Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
    Annual FeeNone
    Regular Purchase APR20.24%, 26.24% or 30.24% variable based on creditworthiness and the Prime Rate
    Intro Balance Transfer APR0% for 15 months on transfers made within 45 days from account opening date
    Balance Transfer APR20.24%, 26.24% or 30.24% variable based on creditworthiness and the Prime Rate
    Balance Transfer Transaction FeeEither $5 or 5% of the amount of each transfer, whichever is greater
    Cash Advance APR30.49% variable based on the Prime Rate
    Cash Advance Transaction FeeEither $10 or 5% of the amount of each cash advance, whichever is greater
    Late Payment Penalty FeeUp to $40
    Return Payment Penalty FeeUp to $40

    Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

    Apply Now for Princess Cruises Rewards Visa® Card (opens in a new tab)View issuer terms for Princess Cruises Rewards Visa® Card (opens in a new tab)

    Princess Cruises Rewards Visa® Card

    Apply Now for Princess Cruises Rewards Visa® Card (opens in a new tab)

    You will leave this site for the issuer’s page. Confirm current terms there.

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