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Priority Destinations World Elite Mastercard® card

Priority Destinations World Elite Mastercard®

Annual fee
$0 for the first year. After that, $50
Recommended credit
Excellent / Good
Card network
Mastercard
Regular purchase APR
18.00% variable based on the Prime Rate
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The Priority Destinations World Elite Mastercard® earns cardholders 5X Priority Miles for every dollar they spend on travel up to $6,000 per year. After spending that amount, cardholders earn 2X Miles on travel purchases. Cardholders also earn 2X Miles on purchases of everyday essentials. All other purchases earn cardholders 1X miles. This card features no foreign transaction fee, and the $50 annual fee is waived for the first year.

Our review of the Priority Destinations World Elite Mastercard®

Are you in the market for a top-tier credit card that rewards your travel expenses? Look no further than the Priority Destinations World Elite Mastercard® from First Hawaiian Bank. This premier credit card offers cardholders Priority Miles for every purchase they make, with the opportunity to earn five miles for every dollar spent on travel purchases.

Earn 5X Points on Travel

Unlike other rewards cards that limit extra points to purchases made directly through airlines, the Priority Destinations World Elite Mastercard® lets you earn five points per dollar on all travel purchases, regardless of where you book. From airfare to hotel reservations, you can rack up points on all your travel expenses.

Earning Points Elsewhere

In addition to travel rewards, this card also offers points on everyday essentials like groceries, gas, and utilities. The best part? You earn two points for every dollar spent on these items, with one point for every dollar spent on everything else.

Redeeming Your Points

With no limit to the number of points you can earn and points that never expire, you have flexibility in redeeming your Priority Miles. While travel rewards offer the highest value, you can also redeem for gift cards or cash back.

Extra Perks for Travelers

As a traveler’s credit card, the Priority Destinations World Elite Mastercard® also waives foreign transaction fees and offers access to Mastercard Airport Experiences Provided by LoungeKey.

Should You Apply?

If you’re a resident of Hawaii and a frequent traveler, the benefits of this card may outweigh the relatively low annual fee. However, keep in mind the $6,000 spend limit on earning 5X points on travel purchases.

Overall, the Priority Destinations World Elite Mastercard® is a solid option for travelers looking to maximize their rewards on both travel and everyday expenses. Apply today and start earning Priority Miles towards your next adventure!

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • Annual fee waived for first year
  • No foreign transaction fee
  • Earn 5X points on travel purchases up to $6,000 per year
  • Reduced APR for 8 months on balance transfers

Who this card may suit

  • You travel extensively in a year and want to earn extra points on travel purchases
  • You would like to earn extra points on gas, grocery, and utilities purchases
  • You do not want to pay foreign transaction fees
  • You need to transfer a balance and intend to pay it off in 8 months
  • You like to not pay an annual fee their first year

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual Fee$0 for the first year. After that, $50
Regular Purchase APR18.00% variable based on the Prime Rate
Intro Balance Transfer APR4.99% for 8 months from account opening date
Balance Transfer APR18.00% variable based on the Prime Rate
Balance Transfer Transaction FeeEither $5 or 5% of the amount of each transfer, whichever is greater
Cash Advance APR18% Fixed
Cash Advance Transaction FeeEither $5 or 5% of the amount of each transfer, whichever is greater
Penalty APR18%
Late Payment Penalty FeeUp to $40
Return Payment Penalty FeeUp to $40

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

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Priority Destinations World Elite Mastercard®

Apply Now for Priority Destinations World Elite Mastercard® (opens in a new tab)

You will leave this site for the issuer’s page. Confirm current terms there.

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