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Miles & More® World Elite Mastercard® card

Miles & More® World Elite Mastercard®

Annual fee
$89
Recommended credit
Excellent / Good
Card network
Mastercard
Regular purchase APR
21.24%, 25.24% or 30.24% variable based on creditworthiness and the Prime Rate
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The Miles & More® World Elite Mastercard® from Barclays is a very good airline rewards card that has the European traveler in mind. The card is co-branded with Lufthansa’s Miles & More® frequent flyer program – the largest In Europe, with over 28 million members. Rewards earned with the Miles & More® program apply to numerous airlines, including Lufthansa, Croatia Airlines, Brussels Airlines, and Swiss International Air Lines.

Our review of the Miles & More® World Elite Mastercard®

The Miles & More® World Elite Mastercard® from Barclays US is the ultimate credit card for frequent European travelers. As a co-branded airline reward card with Miles & More® – the largest frequent flyer program in Europe with over 28 million members – this card offers amazing benefits and rewards.

How to Earn

With the Miles & More® World Elite Mastercard®, cardholders can earn double miles (2 miles for every dollar spent) when booking flights with Miles & More® carriers and single miles (1 mile for every dollar spent) on all other purchases. Plus, new members can earn up to 50,000 miles by meeting purchase requirements and paying the $89 annual fee within the first 90 days of opening an account.

How to Redeem Rewards

The miles earned with the Miles & More® World Elite Mastercard® can help travelers achieve higher Miles & More® status quickly. Members can convert miles to status miles at a 5:1 ratio each calendar year, allowing for easy progression in the program. Additionally, miles can be used for reward fares and upgrades with partner airlines like Lufthansa and many others.

Other Card Features

The Miles & More® World Elite Mastercard® has no foreign transaction fees, making it perfect for international travelers. Cardholders also receive 2 complimentary lounge passes each year for access to Lufthansa’s Business Lounge. Plus, members can enjoy an extra 15% off rental cars and hotel stays when booking with Points.

If you’re a European traveler looking for a credit card that offers incredible rewards, value, and perks, the Miles & More® World Elite Mastercard® is the perfect choice. With a generous bonus offer, anniversary perks, and a competitive rewards earning rate, this card is worth the $89 annual fee.

Don’t miss out on the opportunity to elevate your travel experience with the Miles & More® World Elite Mastercard®.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • 2X miles on direct Miles & More purchases
  • 1X miles on all other purchases
  • Receive 2 complimentary Lufthansa Business Lounge Vouches every account anniversary
  • Receive 1 Companion Ticket annually
  • Receive up to 15% off Hotels & Cars by Points
  • Earn 50,000 award miles if you spend $3,000 in purchases and pay the annual fee, both within the first 90 days

Who this card may suit

  • You frequently travel to Europe
  • You want an airline rewards card that offers impressive perks, including an annual companion ticket
  • You love free access passes to European airport lounges
  • You don’t want to pay foreign transaction fees

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual Fee$89
Regular Purchase APR21.24%, 25.24% or 30.24% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR0% for 15 months on transfers made within 45 days of account opening date
Balance Transfer APR21.24%, 25.24% or 30.24% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction FeeEither $5 or 5% of the amount of each transfer, whichever is greater
Cash Advance APR30.49% variable based on the Prime Rate
Cash Advance Transaction FeeEither $10 or 5% of the amount of each cash advance, whichever is greater
Late Payment Penalty FeeUp to $40
Return Payment Penalty FeeUp to $40

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

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Miles & More® World Elite Mastercard®

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Recommended credit
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Purchase APR
20.99% to 27.99% variable based on creditworthiness and the Prime Rate