Ram DrivePlus Mastercard®
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Mastercard
- Intro purchase APR
- 0% for 6 months from the transaction date for eligible purchases
At a glance
The Ram DrivePlus Mastercard is a co-branded auto rewards and cash back credit card from Dodge and First Bankcard, the credit card division of First National Bank of Omaha. The card is a versatile tool for those who love to work on their vehicle and travel, as it earns 5% cash back at any FCA US dealership in the United States, plus 2% back on gas and travel purchases.
Our review of the Ram DrivePlus Mastercard®
Looking for a credit card expert’s opinion on the Ram DrivePlus Mastercard®? Look no further! In this comprehensive review, we’ll break down all the key features of this card and help you determine if it’s the right fit for your financial needs.
The Ram DrivePlus Mastercard® is a top-tier credit card that offers a range of benefits for cardholders. From its competitive interest rates to its generous rewards program, this card is designed to help you make the most of your spending. Plus, with its Mastercard® branding, you can rest assured that you’ll have access to all the perks and benefits that come with being a cardholder.
One of the standout features of the Ram DrivePlus Mastercard® is its rewards program. With this card, you can earn points on every purchase you make, which can be redeemed for a variety of rewards, including cash back, travel rewards, and more. Plus, with no annual fee, you can enjoy all the benefits of this card without having to worry about any additional costs.
In addition to its rewards program, the Ram DrivePlus Mastercard® also offers a range of other benefits, including travel insurance, purchase protection, and more. With these perks, you can rest easy knowing that you’ll be covered in case of any emergencies or unforeseen circumstances.
Overall, the Ram DrivePlus Mastercard® is a solid choice for anyone looking for a credit card that offers a range of benefits and rewards. With its competitive interest rates, generous rewards program, and top-tier benefits, this card is sure to be a valuable addition to your wallet.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Earn 5% back on FCA US purchases, 2% back on gas and travel purchases, and 1% back on all other purchases
- Redeem rewards for double the value at FCA US dealerships
- 0% APR special financing for 6 billing cycles on every FCA US dealership purchase of $499 or more
- When you spend $7,500 in your first year you will receive $1,000 Bonus Certificate towards the purchase of your next FCA vehicle
Who this card may suit
- You love to work on your vehicle and want to earn rewards towards free parts
- You love to travel and want to apply your rewards towards a new vehicle
- You prefer FCA vehicles (Chrysler, Dodge, Jeep, Ram, Fiat)
- You do't want to pay an annual fee
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 0% for 6 months from the transaction date for eligible purchases |
| Regular Purchase APR | 21.24% to 30.24% variable based on creditworthiness and Prime Rate |
| Balance Transfer APR | 21.24% to 30.24% variable based on creditworthiness and Prime Rate |
| Balance Transfer Transaction Fee | Either $10 or 5% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 29.74% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $15 or 5% of the amount of each cash advance, whichever is greater |
| Foreign Transaction Fee | 3% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | Up to $40 |
| Return Payment Penalty Fee | Up to $35 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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Ram DrivePlus Mastercard®
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