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Randolph-Brooks Premier Rate Mastercard card

Randolph-Brooks Premier Rate Mastercard

Annual fee
None
Recommended credit
Excellent
Card network
Mastercard
Regular purchase APR
11.95% to 18.00% variable based on creditworthiness and the Prime Rate
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The Randolph-Brooks Premier Rate Credit Card is designed for those that want an exceptionally low APR for conducting balance transfers, paying down existing credit card balances, or making purchases and spreading the cost over time. The card features a typical APR of around 10% for those with excellent credit, as well as 0% introductory APR on cash advances and balance transfers for the first 12 months. The card also features no annual fees or foreign transaction fees.

Our review of the Randolph-Brooks Premier Rate Mastercard

Are you in search of a credit card with an exceptional APR and minimal frills? Look no further than the Randolph-Brooks Premier Rate Mastercard. With a typical APR below 10% for those with excellent credit and competitive rates for others, this card is a solid choice. Enjoy a 0% introductory APR on balance transfers and cash advances for 12 months, as long as the transactions are made within the first 90 days of account opening.

Ideal for those looking to pay off existing balances or make large purchases with a low APR, the Premier Rate card is a smart financial tool. Plus, cardholders benefit from no foreign transaction fees, annual fees, cash advance fees, or balance transfer fees. With fraud and liability protection, as well as travel accident insurance, this card offers peace of mind.

Please note that the Randolph-Brooks Premier Rate Mastercard is only available to members of the Randolph-Brooks Federal Credit Union in select Texas markets. Explore other RBFCU credit card options to find the best fit for your financial needs.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • No annual fee
  • Excellent low APR
  • No foreign transaction fees
  • 0% introductory APR for 12 months from account opening

Who this card may suit

  • You live in either Austin, Corpus Christi, Dallas, or San Antonio
  • You want an exceptional APR
  • You don’t want to pay an annual fee

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Regular Purchase APR11.95% to 18.00% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR0% for 12 months from account opening date
Balance Transfer APR11.95% to 18.00% variable based on creditworthiness and the Prime Rate
Cash Advance APR11.95% to 18.00% variable based on creditworthiness and the Prime Rate
Cash Advance Transaction FeeUp to 2% of the amount of each cash advance
Late Payment Penalty FeeUp to $25
Return Payment Penalty FeeUp to $24

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit.

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Randolph-Brooks Premier Rate Mastercard

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