Regions Visa® Business Credit Card
- Annual fee
- None
- Recommended credit
- Excellent
- Card network
- Visa
- Intro purchase APR
- 0% for 6 months
At a glance
If you’re a small business owner who wants to pay for everyday expenses without worrying about an annual fee, the Regions Visa® Business Credit Card may be the solution you’re looking for. The card also grants you a bit of financial breathing room with a 0% intro purchase APR period of 6 months.
Our review of the Regions Visa® Business Credit Card
If you’re looking for a straightforward business credit card that provides convenience and security, the Regions Visa® Business Credit Card may be the right choice for you. With popular Visa® benefits such as purchase security and activity verification alerts, you can rest assured knowing that your purchases are protected. Plus, with online account management and 24-hour customer service, help is always just a phone call away.
0% Introductory APR on Purchases
One of the standout features of the Regions Business Card is the 0% introductory APR on purchases for the first six months. This allows businesses to make necessary investments without worrying about accruing interest for half a year. Whether you’re looking to make a big purchase or simply need some extra flexibility in managing your cash flow, this card has you covered.
In addition to the introductory APR offer, the Regions Visa® Business Credit Card also allows for balance transfers and cash advances, giving you even more options for managing your finances. With its flexibility and range of features, this card is a solid choice for businesses looking for a reliable financial tool.
Should You Consider the Regions Visa® Business Credit Card?
While the Regions Visa® Business Credit Card offers some attractive benefits, it may not be the best option for every business. The six-month introductory APR period is shorter than what some other cards offer, and the fees associated with this card, such as balance transfer and cash advance fees, are higher than average.
Overall, the Regions Visa® Business Credit Card is a decent choice for businesses with an existing relationship with Regions. However, if you’re looking for a business card with more competitive rates and fees, you may want to explore other options. Consider weighing the benefits and drawbacks of this card against those of other rewards cards on the market to determine which one best fits your business needs.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- 0% introductory Purchase APR for 6 months
- Zero liability for unauthorized purchases, including online expenditures
- No annual fee
- Benefits include Visa Travel & Emergency Assistance and Visa Auto Rental Collision Damage Waiver
Who this card may suit
- You want a 0% introductory purchase APR for 6 months
- You seek out credit cards that do not charge you an annual fee
- You enjoy the peace of mind that comes with online banking and account alerts
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 0% for 6 months |
| Regular Purchase APR | 15.74% to 25.74% variable based on creditworthiness and the Prime Rate |
| Balance Transfer APR | 15.74% to 25.74% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $10 or 4% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 29.49% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 4% of the amount of each transfer, whichever is greater |
| Foreign Transaction Fee | 3% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | Up to $49 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit.
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Regions Visa® Business Credit Card
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