Regions Visa® Business Enhanced Credit Card
- Annual fee
- None
- Recommended credit
- Excellent
- Card network
- Visa
- Intro purchase APR
- 0% for 6 months from account opening date
At a glance
Small business owners that want to avoid paying annual fees or interest on purchases for 6 months can look to the Regions Visa® Business Enhanced Credit Card. Cardholders can also earn points for all of their qualifying purchases without bouncing between categories from quarter to quarter.
Our review of the Regions Visa® Business Enhanced Credit Card
Looking for a straightforward way to earn points on your office purchases? The Regions Visa® Business Enhanced Credit Card might be the perfect solution for you. With this card, you can earn points on your everyday business expenses, which can be redeemed for various rewards like gift cards or credited to your Regions account.
One of the standout features of this card is the Visa SavingsEdge program, which offers 15% discounts on business purchases from select merchants, providing you with extra savings opportunities.
In terms of security, the Regions Visa® Business Enhanced Credit Card offers Visa® Signature benefits to protect your purchases. You can also monitor your transactions with activity verification alerts and manage your account online through your smartphone.
For travelers, this card provides added peace of mind with Visa Travel and Emergency Assistance and a Visa Auto Rental Collision Damage Waiver.
However, before applying for the Regions Visa® Business Enhanced Credit Card, it’s essential to consider some drawbacks. While the card offers a 0% intro APR on purchases, the intro period is only six months, which is shorter than what many other business cards offer. Additionally, the fees associated with this card, such as balance transfer and cash advance fees, are higher compared to similar cards from larger banks.
Overall, the Regions Visa® Business Enhanced Credit Card can be a valuable tool for earning rewards on your business expenses, but be sure to weigh the benefits against the potential drawbacks before applying.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- 0% introductory APR for 6 months on purchases
- Your business can earn 1 point for each $1 spent on qualifying purchases
- Save up to 15% on business purchases with designated merchants through the Visa SavingsEdge
- No annual fee
Who this card may suit
- You can make headway in your business with 0% interest on purchases for 6 months
- You want to earn points on purchases that can be redeemed for gift cards, cash, and other rewards
- You're interested in a 15% discount on business purchases through Visa SavingsEdge
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 0% for 6 months from account opening date |
| Regular Purchase APR | 17.74% to 27.74% variable based on creditworthiness and the Prime Rate |
| Balance Transfer APR | 17.74% to 27.74% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $10 or 4% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 29.49% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 4% of the amount of each transfer, whichever is greater |
| Foreign Transaction Fee | 3% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | Up to $49 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit.
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Regions Visa® Business Enhanced Credit Card
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