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Rewards Visa® Power Card™ card

Rewards Visa® Power Card™

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

Annual fee
None
Recommended credit
Excellent / Good
Card network
Visa
Intro purchase APR
1.99% for 12 months from account opening date
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Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The Rewards Visa Power Card is a rewards card suitable for everyday use. The card earns a flat rate single point for every dollar spent on purchases, though new cardholders earn double points for the first 30 days after opening an account. New cardholders also earn an additional 1,500 bonus points when they activate and make the first use of their card. The Rewards Visa Power Card features a very competitive typical APR for purchases, balance transfers, and cash advances.

Our review of the Rewards Visa® Power Card™

The Rewards Visa Power Card is a top choice for everyday use, offering a simple, flat rate of one UECU VantagePoint™ for every dollar spent on purchases. Cardholders can redeem their points for cashback, gift cards, or discounts on loan rates. New cardholders can earn 1,500 points as an introductory offer when they activate their card and make their first purchase. Plus, points earned in the first 30 days are doubled, giving cardholders two points for every dollar spent.

In addition, new cardholders can take advantage of a special introductory APR of 1.99% for the first 12 months on purchases and balance transfers, followed by a competitive APR. For those with excellent credit scores, the typical APR is around 9% on purchases, balance transfers, and cash advances. The card also has no fees for balance transfers, cash advances, or annual fees.

As a Visa credit card, the Rewards Visa Power Card comes with a range of benefits, including access to Visa’s 24/7 Global Assistance travel hotline, fraud protection, purchase protection, identity theft protection, travel accident insurance, and the global purchasing power of Visa.

If you are already a member of Utilities Employees Credit Union, the Rewards Visa Power Card is a solid choice. However, if you are not a member, there are better rewards credit cards available from larger national lenders. Consider exploring other credit card offers from Utilities Employees Credit Union before making your decision.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • No annual fee
  • Earn 1 point for every dollar spent
  • Earn 1,500 points with first use of card

Who this card may suit

  • You already bank with Utilities Employees Credit Union
  • You want a simple rewards card
  • You want an exceptional APR that is tough to beat
  • You want an exceptional APR that is tough to beat

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Intro Purchase APR1.99% for 12 months from account opening date
Regular Purchase APR8.99%-17.99% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR1.99% for 12 months from account opening date
Balance Transfer APR8.99%-17.99% variable based on creditworthiness and the Prime Rate
Cash Advance APR8.99%-17.99% variable based on creditworthiness and the Prime Rate
Foreign Transaction Fee1% of the transaction amount in U.S. dollars
Late Payment Penalty FeeUp to $20
Return Payment Penalty FeeUp to $25

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

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Rewards Visa® Power Card™

Apply Now for Rewards Visa® Power Card™ (opens in a new tab)

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