Sallie Mae Evolve Card
- Annual fee
- None
- Recommended credit
- Poor / No Credit Required
- Card network
- Mastercard
- Intro purchase APR
- 0% for 15 months from account opening date
At a glance
The Sallie Mae Evolve? Credit Card is a student credit card designed for recent college graduates, is a great way to earn cash back rewards while you build your credit score up from the ground. Earn 1.25% cash back on all purchases and you’ll automatically receive an extra 25% bonus on those rewards earned from your top two purchase categories each month, along with a generous introductory bonus offer.
Our review of the Sallie Mae Evolve Card
If you’re a student or recent grad looking to build or improve your credit while maximizing your savings with cash back rewards, the Sallie Mae Evolve℠ Card is a top choice. With a strong portfolio of rewards credit cards, Sallie Mae offers cardholders the opportunity to earn big cash back rewards while enjoying a 0% introductory purchase APR for the first 15 months.
Simple Cash Back Rewards
With the Sallie Mae Evolve℠ Credit Card, you’ll earn unlimited 1.25% cash back on all your everyday purchases, including food, gas, cell phone bills, and more. Additionally, cardholders can earn a 25% bonus on cash back rewards from their top two purchase categories each month, allowing for even more savings. By making on-time payments regularly, cardholders can also unlock additional rewards, further incentivizing responsible financial behavior.
Credit Building Tools
Sallie Mae provides cardholders with a suite of convenient tools to manage their credit cards. With the mobile app, you can easily access your account, pay bills, view transactions, set up alerts, and even pause your card if needed. The app also allows for quick dispute of fraudulent charges, with cardholders not held responsible for unauthorized purchases. By setting spending alerts and tracking rewards, cardholders can gain insight into their spending habits and work towards improving their credit score.
Should You Apply for the Sallie Mae Evolve Card?
The Sallie Mae Evolve Card is an excellent option for recent college graduates looking to earn rewards and build credit responsibly. With reliable rewards, a tempting introductory offer, and increased access to credit with responsible usage, the card is a great choice for those seeking a credit card tailored to their needs. Consider the Sallie Mae Evolve Card as a comparable option to Chase’s Freedom® Student Credit Card.
Related Article: What Are the Easiest Credit Cards for Bad Credit to Get?
Explore other credit card options to find the best fit for your financial needs.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Earn unlimited 1.25% cash back on every purchase, every day
- Earn a 25% bonus on cash back rewards earned from your top two purchase categories each month
- No annual fee
- 0% introductory APR on purchases for 15 months from account opening
Who this card may suit
- You don’t want to pay an annual fee
- You like the idea of earning unlimited 1.25% cash back
- You would like to earn a 25% cash back bonus each month on your top two purchase categories
- You will take advantage of a generous introductory purchase APR of 0% for 15 months
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 0% for 15 months from account opening date |
| Regular Purchase APR | 17.99% to 29.99% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 0% for 15 months from account opening date |
| Balance Transfer APR | 17.99% to 29.99% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $5 or 3% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 29.99% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each transfer, whichever is greater |
| Foreign Transaction Fee | 3% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | Up to $39 |
| Return Payment Penalty Fee | Up to $39 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Poor Credit Limited or No Credit.
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Sallie Mae Evolve Card
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