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Simon® American Express® Credit Card card

Simon® American Express® Credit Card

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

    Annual fee
    None
    Recommended credit
    Excellent / Good
    Card network
    American Express
    Regular purchase APR
    21.24% to 31.24% variable based on creditworthiness and the Prime Rate
    Apply Now for Simon® American Express® Credit Card (opens in a new tab)Compare this card
    Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

    At a glance

    The Simon® American Express® Credit Card is a unique retail credit card that lets you maximize your rewards at the mall and anywhere else Amex is accepted. The card, from digital-first fintech Cardless, earns up to 5% cash back on all Simon Mall purchases – all for no annual fee.

    Our review of the Simon® American Express® Credit Card

    Are you looking for a credit card expert’s opinion on the Simon® American Express® Credit Card? Look no further! In this review, we will break down all the features and benefits of this card to help you make an informed decision. Read on to find out why the Simon® American Express® Credit Card is a top choice for many consumers.

    Card features

    Benefits as listed on the original card page. They can change; confirm details with the issuer.

    • No annual fee
    • No foreign transaction fees
    • Earn 5% at any Simon Mall, Mills, or Premium Outlet in the U.S.
    • Earn 1% on all your other card purchases

    Who this card may suit

    • You love to shop – either in-person or online – for a wide variety of products
    • You're brand-loyal to the type of stores you find in the mall
    • You prefer card rewards in the form of statement credits
    • You do't want to pay an annual fee

    Rates, fees and terms

    Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
    Annual FeeNone
    Regular Purchase APR21.24% to 31.24% variable based on creditworthiness and the Prime Rate

    Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

    Apply Now for Simon® American Express® Credit Card (opens in a new tab)View issuer terms for Simon® American Express® Credit Card (opens in a new tab)

    Simon® American Express® Credit Card

    Apply Now for Simon® American Express® Credit Card (opens in a new tab)

    You will leave this site for the issuer’s page. Confirm current terms there.

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    Recommended credit
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