SLFCU Visa Platinum Value Card
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Regular purchase APR
- 11.90% variable based on the Prime Rate
At a glance
The SLFCU Visa Platinum Value Card is a low APR and balance transfer credit card from leading New Mexico credit union, Sandia Laboratory Federal Credit Union. The card features a great low-interest rate on purchases, balance transfers, and cash advances, as well as no annual fee or fees for balance transfers.
Our review of the SLFCU Visa Platinum Value Card
If you’re in the market for a credit card with low interest rates, look no further than the SLFCU Visa Platinum Value Card from Sandia Laboratory Federal Credit Union. With rates below 11% on purchases, balance transfers, and cash advances, this card offers a great value compared to national banks like Bank of America and Wells Fargo.
Benefits of a Low APR Credit Card
A low interest rate is essential for those who plan to carry a balance on their credit card. The SLFCU Visa Value Card makes it easier to pay off significant purchases over time with its competitive APR. Additionally, it’s a great option for balance transfers with no fees and a sub-12% APR.
Credit Limits to Fit Every Budget
Unlike premium credit cards, the SLFCU Visa Platinum Value Card offers credit limits to suit every budget. There’s no minimum credit limit, so you can get a limit that fits your needs without being penalized for not qualifying for a higher limit.
Visa Platinum Benefits
While the Visa Platinum benefits may not be unique, they provide added security for your purchases. With features like emergency card replacement, Zero Liability fraud protection, and travel benefits, this card offers peace of mind for your transactions.
Should You Apply for the SLFCU Visa Platinum Value Card?
Despite the lack of a 0% intro APR period for balance transfers, the SLFCU Visa Platinum Value Card is a solid choice for those looking for a low APR credit card. With no balance transfer fees or annual fee, this card is a reliable option for carrying a balance or financing larger purchases.
Who Can Join Sandia Laboratory Federal Credit Union?
Membership is open to current and retired employees of over 1,000 partner companies, as well as members of the National Museum of Nuclear Science & History and the Albuquerque International Association. Immediate family members of eligible individuals can also join.
If you’re interested in the SLFCU Visa Platinum Value Card or other credit card offers from Sandia Laboratory FCU, contact the credit union at 1-800-947-5328. With competitive rates and a strong financial backing, this credit union is a great choice for those in New Mexico and California.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- No minimum credit line
- Visa platinum benefits
Who this card may suit
- Youi plan to carry a balance
- You want to pay down existing credit card debt with one, low-interest payment each month
- You do not want to pay an annual fee
- You're looking for a simple credit card with a great APR
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 11.90% variable based on the Prime Rate |
| Balance Transfer APR | 11.90% variable based on the Prime Rate |
| Cash Advance APR | 11.90% variable based on the Prime Rate |
| Cash Advance Transaction Fee | $5 |
| Foreign Transaction Fee | 1% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | Up to $25 |
| Return Payment Penalty Fee | Up to $25 |
| Over Limit Penalty Fee | Up to $25 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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SLFCU Visa Platinum Value Card
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