Southwest Rapid Rewards® Plus Credit Card
- Annual fee
- $69
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Regular purchase APR
- 20.99% to 27.99% Variable
At a glance
The Southwest Rapid Rewards Plus Credit Card is a reliable airline rewards credit card for those who like to fly and prefer Southwest Airlines when they travel. The card earns 2X points on Southwest Airlines purchases and 1X points on all other purchases. The card has an annual fee of $69, which is mostly offset by the cardmember anniversary bonus of 3,000 miles given after each year of membership.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
- 3,000 anniversary points each year.
- Earn 2X points on Southwest® purchases.
- Earn 2X points on local transit and commuting, including rideshare.
- Earn 2X points on internet, cable, and phone services; select streaming.
- 2 EarlyBird Check-In® each year.
- Earn 1 point for every $1 spent on all other purchases.
- Member FDIC
Who this card may suit
- You fly often and prefer to fly with Southwest
- You plan to use your card in conjunction with other Southwest programs to earn maximum points
- You have a large purchase planned that will allow you to reach the spending requirement on the card within the first 90 days to qualify for a signup bonus
- You plan to use the card primarily for purchases within the United States
Rates, fees and terms
| Annual Fee | $69 |
|---|---|
| Regular Purchase APR | 20.99% to 27.99% Variable |
| Balance Transfer APR | 20.99% to 27.99% Variable |
| Balance Transfer Transaction Fee | Either $5 or 5% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 29.74% Variable |
| Cash Advance Transaction Fee | Either $10 of 5% of the amount of each transaction, whichever is greater |
| Foreign Transaction Fee | 3% of the transaction amount in U.S. dollars |
| Penalty APR | Up to 29.99% Variable |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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Southwest Rapid Rewards® Plus Credit Card
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