Sportsman’s Warehouse Explorewards Visa®
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Regular purchase APR
- 20.49% or 29.49% variable based on creditworthiness and the Prime Rate
At a glance
If you’re the type that loves to get your hands dirty and rough it in the great outdoors, the Sportsman’s Warehouse Explorewards Visa® would be a great fit. Earn unlimited points at Sportsman’s Warehouse, gas stations, campgrounds, and home improvement stores; then redeem them for Sportsman’s Warehouse gift cards.
Our review of the Sportsman’s Warehouse Explorewards Visa®
If you’re a credit card expert looking to maximize rewards for your outdoor adventures, the Sportsman’s Warehouse Explorewards Visa® is a top choice. With no annual fee and exclusive benefits for die-hard outdoor enthusiasts, this card from Comenity Bank offers significant savings on top-quality gear and clothing from Sportsman’s Warehouse.
Special Bonuses
New accounts can enjoy 15% off their Sportsman’s Warehouse purchase when they open and use their new Explorewards Visa or Credit Card on the same day. Additionally, new accounts can earn 5,000 bonus points after spending $500 outside Sportsman’s Warehouse within 120 days of account opening.
Maximizing Rewards
The Explorewards Visa® offers 5X points on Sportsman’s Warehouse purchases, 2X points on gas stations, campgrounds, and home improvement stores, and 1X points on all other purchases. With its specific rewards categories, this card is a great addition to any credit card lineup without overlapping rewards.
Store Card Option
The Explorewards application also includes the store card version, which is closed-loop and has lower credit requirements. While store cards only earn rewards at Sportsman’s Warehouse locations, they can still be a valuable option for dedicated customers.
RV and Campground Credit Card Comparison
Compared to other outdoor-focused credit cards like the Good Sam Rewards Visa® and the Bass Pro Shops® CLUB Card, the Sportsman’s Warehouse Explorewards Visa® stands out with its generous rewards and exclusive member offers.
Redeeming Points
Cardholders can redeem points for Sportsman’s Warehouse gift cards with no minimum amount required. Points don’t expire as long as there is account activity every 12 months, making it easy to save up for the gear you need.
Other Card Features
In addition to rewards, the Explorewards Visa® offers exclusive deals, instant credit line access upon approval, and Visa purchase and security benefits. Cardholders can also benefit from features like Zero Fraud Liability and Emergency Card Replacement.
Comenity Bank, the issuer of the Explorewards Visa®, has received mixed reviews from customers. While some appreciate the benefits and rewards of their credit cards, others have reported issues with customer service and billing.
Should You Apply?
Overall, the Sportsman’s Warehouse Explorewards Visa® is a strong choice for outdoor enthusiasts looking to earn rewards on their purchases. With its unique rewards categories and bonus offers, this card is a great option for those who frequent Sportsman’s Warehouse for their outdoor gear needs.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- 5X points per dollar spent at Sportsma's Warehouse
- 2X points per dollar spent at gas/fuel stations
- 2X points per dollar spent at campgrounds
- 2X points per dollar spent at home improvement stores
- 1X points per dollar spent everywhere else
- Unlimited earning
- Rewards do't expire
- No annual fee
Who this card may suit
- You live in the Western U.S. or Alaska
- You want rewards for home improvement or camping
- You will spend $500 within the first 4 months of opening the card
- You want a card with no annual fee
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 20.49% or 29.49% variable based on creditworthiness and the Prime Rate |
| Balance Transfer APR | 26.99% |
| Balance Transfer Transaction Fee | Either $10 or 5% of the amount of each balance transfer, whichever is greater |
| Cash Advance APR | 30.49% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Foreign Transaction Fee | 3% of each transaction in U.S. dollars |
| Late Payment Penalty Fee | Up to $41 |
| Return Payment Penalty Fee | Up to $41 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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Sportsman’s Warehouse Explorewards Visa®
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