Synchrony Premier World Mastercard®
- Annual fee
- None
- Recommended credit
- Good
- Card network
- Mastercard
- Regular purchase APR
- 18.99%, 24.99%, or 31.99% variable based on creditworthiness and the Prime Rate
At a glance
The Synchrony Premier World Mastercard® offers 2% cash back, a simple redemption process, and more – all for no annual fee.
Our review of the Synchrony Premier World Mastercard®
If you’re in the market for a credit card that offers streamlined cash back rewards, look no further than the Synchrony Premier World Mastercard. This card provides unlimited 2% cash back rewards on every purchase, with no confusing restrictions, all without an annual fee.
Earn Unlimited 2% Cash Back
With the Synchrony Premier World Mastercard, you can earn unlimited cash back on every purchase. The card’s earning rate of 2% back on all eligible purchases is comparable to other leading credit cards like the Citi Double Cash Card and TD Bank Double Up cards. However, unlike its competitors, Synchrony’s 2% back card only offers cash back as a statement credit.
While the lack of redemption options may be frustrating for some, the streamlined rewards process of the Synchrony Premier World Mastercard provides significant value for consumers looking to offset their statement balance.
Other Comparable Cash Back Options
The Premier Mastercard is just one of many cash back options on the market. Here are three other leading offers that you may want to consider:
- Bread Cashback Amex
- Comenity Mastercard
- Upgrade Cash Rewards Visa
Competitive APR on Purchases and Transfers
Qualified applicants can enjoy a highly competitive APR on both purchases and balance transfers with the Premier World Mastercard. With an excellent credit score, you can expect a purchase APR of around 14%, which is very competitive compared to the national average. Additionally, this rate applies to balance transfers as well.
While the card doesn’t offer any promotional APR periods, the rates on the Synchrony Premier World Mastercard are noteworthy for a no-annual fee credit card.
Other Card Features
Although the Synchrony Premier World Mastercard may not offer as many perks as other World Mastercards, it does have some notable features, including:
- EMV chip technology
- Cell phone protection
- Lyft and Hello Fresh credits
- DoorDash DashPass membership
- Mastercard Priceless Experiences
- Zero Fraud Liability
Should You Apply for the Synchrony Premier World Mastercard?
If you’re looking for a no-nonsense cash back rewards credit card, the Synchrony Premier World Mastercard is a solid choice. With unlimited 2% cash back on all purchases, a competitive APR, and no annual fee, this card provides value for those who want a simple rewards process to help pay down their balance.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- Earn 2% cash back rewards on every purchase
- Contactless payment compatibility
Who this card may suit
- You have good credit
- You prefer cash back rewards as a statement credit
- You don’t want to pay an annual fee
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 18.99%, 24.99%, or 31.99% variable based on creditworthiness and the Prime Rate |
| Balance Transfer APR | 18.99%, 24.99%, or 31.99% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $10 or 4% of each balance transfer, whichever is greater |
| Cash Advance APR | 29.99% |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Foreign Transaction Fee | 3% of each transaction in U.S. dollars |
| Late Payment Penalty Fee | Up to $41 |
| Return Payment Penalty Fee | $30 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Good Credit.
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Synchrony Premier World Mastercard®
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