HSBC Premier World Mastercard® Credit Card
- Annual fee
- None for qualified Premier clients. For all others, $95. $95 fee waived for first year
- Recommended credit
- Excellent / Good
- Card network
- Mastercard
- Regular purchase APR
- 20.99% to 24.99% variable based on creditworthiness and the Prime Rate
At a glance
The HSBC Premier World Mastercard® Credit Card is your ticket to traveling the world accompanied by a host of benefits one should expect from a travel rewards card. From its big introductory points offer to statement credits for travel expenses, it’s a well-rounded companion for your journeys.
Our review of the HSBC Premier World Mastercard® Credit Card
HSBC Premier World Mastercard® Credit Card
If you’re looking for a top-tier rewards credit card without the high cost, the HSBC Premier World Mastercard® is worth considering. With benefits like travel statement credits, discounts, and a generous introductory offer, this card stands out from the competition. Plus, you won’t have to worry about annual or foreign transaction fees, making it a great option for frequent travelers.
Make the Most of Your Travel Purchases
Earn rewards points from the moment you open an account with the HSBC Premier World Mastercard® Credit Card. Get 2 points for every dollar spent on travel purchases and 1 point for all other transactions. Plus, receive a bonus of 35,000 points when you spend $3,000 within the first three months – that’s equivalent to $400 in air travel.
Redeem your points for flights, hotel stays, and car rentals through HSBC’s online travel portal with no blackout dates or seat restrictions. You can also transfer points to participating airline partners. With unlimited points earning and no expiration, the possibilities are endless.
Globetrotting Perks
Enjoy a hassle-free travel experience with the HSBC Premier World Mastercard®. Benefit from perks like:
- No foreign transaction fees
- Unlimited Wi-Fi access through Boingo
- Baggage, trip cancellation, and car rental insurance
- $85 statement credit for TSA Preevery 4 years
Extra Protections and Discounts
In addition to travel perks, the HSBC Premier World Mastercard® offers everyday benefits like ID theft protection, fraud expense reimbursement, and cell phone coverage. Enjoy complimentary membership with ShopRunner and the convenience of contactless pay.
Should You Apply for the HSBC Premier World Mastercard® Credit Card?
With a range of benefits and no annual fee, the HSBC Premier World Mastercard® is a valuable addition to any wallet. While you’ll need an HSBC Premier checking account to apply, the perks of this “relationship” make it a worthwhile investment. Although the rewards rate may not be the highest, the introductory offer alone is worth considering. If you’re a frequent traveler looking to maximize your rewards, the HSBC Premier World Mastercard® is a solid choice.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Earn 2X points per dollar spent on travel purchases
- Earn 1X point per dollar spent on all other purchases
- Enjoy Uber and Lyft statement credits as well as a credit for TSA Prev®
- Earn 35,000 Rewards Program Bonus Points (worth at least $400 in air travel) after spending $3,000 in the first 3 months from account opening
Who this card may suit
- You have or plan to sign up for an HSBS Premier checking account
- You travel often enough to take advantage of travel statement credits and discounts
- You're looking for an upper-tier travel credit card with a suite of perks and coverage
- You want the flexibility to transfer earned points to another loyalty program
- You're looking for a generous sign-up bonus
Rates, fees and terms
| Annual Fee | None for qualified Premier clients. For all others, $95. $95 fee waived for first year |
|---|---|
| Regular Purchase APR | 20.99% to 24.99% variable based on creditworthiness and the Prime Rate |
| Balance Transfer APR | 20.99% to 24.99% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $10 or 4% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 29.99% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 4% of the amount of each transfer, whichever is greater |
| Late Payment Penalty Fee | Up to $39 |
| Return Payment Penalty Fee | Up to $39 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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HSBC Premier World Mastercard® Credit Card
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