Synovus Business Rewards Visa® Credit Card
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Intro purchase APR
- 0% for 6 months from account opening date
At a glance
Business owners who are looking for a way to get rewarded for every business purchase need look no further than the Synovus Business Rewards Visa® Credit Card from Synovus Bank. This flexible business rewards credit card allows cardholders to earn up to 3X points from their business purchases along with the freedom to choose which spending category earns the most. Let your money do the work – not every business credit card has the flexibility as this offering from Synovus Bank.
Our review of the Synovus Business Rewards Visa® Credit Card
Synovus Bank offers a versatile and lucrative business credit card with the Synovus Business Rewards Visa® Credit Card. This card allows business owners to earn rewards points on every purchase, with the opportunity to earn triple points on a category of their choice. With no annual fee and additional perks like balance transfer fee waivers and a special introductory APR, this card is a great option for businesses looking to save money and earn rewards.
How to Earn Rewards with the Synovus Business Rewards Visa® Credit Card
Business owners can earn rewards points on every purchase with the Synovus Business Rewards Visa® Credit Card. Points are earned at a rate of 3X on a category of your choice, up to $3,000 in net spend each quarter. Additionally, cardholders earn 1 point for every dollar spent on all other eligible purchases. Redeeming points is easy, with options including travel, merchandise, gift cards, and cash back.
Save Money with the Synovus Business Rewards Visa® Credit Card
Unlike many business credit cards, the Synovus Business Rewards Visa® Credit Card has no annual fee. Additionally, there are no balance transfer fees, and cardholders can take advantage of a special introductory APR for the first 12 months. With the ability to issue up to 19 employee cards with individual spending limits, this card is a great option for budget-conscious businesses.
Visa Benefits and Perks
The Synovus Business Rewards Visa® Credit Card comes with a suite of Visa benefits, including travel accident insurance, auto rental collision damage waiver, and lost luggage reimbursement. Cardholders can also enroll in Cardview®, an online account management portal that allows for easy payment management and spending monitoring.
Should You Apply for the Synovus Business Rewards Visa® Credit Card?
If you’re a business owner looking for a rewards credit card that offers flexibility, savings, and rewards potential, the Synovus Business Rewards Visa® Credit Card is a great choice. While there are other competitive options on the market, the Synovus card stands out for its no annual fee, balance transfer fee waivers, and special introductory APR. Compare it to other offerings from Synovus Bank to find the best fit for your business needs.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- 3X points on up to $3,000 in net spending each quarter for purchases in a Dynamic Earn spending category of your choice
- 1X points on all other eligible purchases, with no points limit
- Pay for purchases with points
- Add up to 19 total cards to your account for yourself and employees; set spending limits for each card
Who this card may suit
- You own and operate a business
- You're looking for a flexible way to earn rewards and the freedom to choose which spending categories you earn the most points from business purchases in
- You would like to save on extraneous fees with a credit card that does not charge an annual fee or a balance transfer fee
- You will take advantage of an introductory APR of 0% for 12 months by making a large purchase and paying it off or by transferring existing business debt to pay down interest-free
- You need to issue cards to your employees and would like to be able to set individual spending limits for each card
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 0% for 6 months from account opening date |
| Regular Purchase APR | 14.49% to 24.99% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 0% for 6 months from account opening date |
| Balance Transfer APR | 14.49% to 24.99% variable based on creditworthiness and the Prime Rate |
| Cash Advance APR | 29.99% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 4% of the amount of each cash advance, whichever is greater |
| Foreign Transaction Fee | 3% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | Up to $39 |
| Return Payment Penalty Fee | $39 |
| Over Limit Penalty Fee | $39 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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Synovus Business Rewards Visa® Credit Card
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