Synovus Business Visa® Credit Card

Our review of the Synovus Business Visa® Credit Card

The Synovus Business Visa® Credit Card is a top choice for business owners looking to save money with its low interest rates, 0% introductory APR for 12 months, and lack of unnecessary fees.

Low, Competitive Interest Rates

Business expenses can add up quickly, but with the Synovus Business Visa Credit Card, you can save money with the lowest interest rates available from Synovus Bank. Compared to other business cards on the market, these rates are extremely competitive, making it a smart choice for business purchases.

New account holders can also benefit from a 0% introductory APR for 12 months on purchases, balance transfers, and overdraft protection. This can be a great way to save money on large purchases or existing balances, as long as you plan ahead and pay off your balance before the introductory period ends.

No Fees, No Problem

Unlike many business credit cards, the Synovus Business Visa Credit Card does not have an annual fee or balance transfer fee. This, combined with its low interest rates and introductory APR, can lead to significant savings for business owners.

While there is a foreign transaction fee, it may be worth considering if you frequently travel abroad for work. For a business card with no annual fee, no foreign transaction fee, and a longer introductory APR period, the M&T Business Credit Card is a good alternative.

Synovus Bank Business Banking Made Easy

With Cardview®, Synovus Bank’s online portal for cardholders, managing your credit card account is simple and convenient. You can view account activity, make payments, set up automatic payments, and issue up to 19 credit cards for yourself and employees with individual spending limits.

Visa Benefits

The Synovus Business Visa® Credit Card also comes with a variety of cardholder protections from Visa®, including travel insurance, emergency assistance services, auto rental collision damage waiver, hotel theft protection, lost luggage reimbursement, purchase security, extended protection, and emergency evacuation and transportation coverage.

Should You Apply?

Deciding if the Synovus Business Visa credit card is right for your business depends on your preferences and financial goals. If you prefer a rewards program, the Synovus Business Rewards Visa Credit Card may be a better option. While it has slightly higher interest rates, it offers a flexible rewards program with no annual fee, no balance transfer fee, and a generous introductory APR period.

Overall, the Synovus Business Visa Credit Card is a simple and cost-effective option for business owners looking to save money on their expenses.