Synovus Classic Visa® Credit Card
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Intro purchase APR
- 0% for 6 months from account opening date
At a glance
Sometimes, simple is best – and the Synovus Classic Visa® Credit Card delivers a simple, no-frills credit card offer that is ideal for cardholders who wish to avoid high interest rates and maximize their savings. This is a classic credit card that lives up to its name – no bells and whistles, no extra fees, just low interest rates and a generous introductory APR period designed to magnify savings.
Our review of the Synovus Classic Visa® Credit Card
The Synovus Classic Visa® Credit Card is a top choice for those seeking the lowest interest rates and no hidden fees. With competitive rates and a 0% introductory APR for the first 12 months, this card is a great way to save money on interest payments.
Low, Competitive Interest Rates
The Synovus Classic Visa Credit Card offers the lowest interest rates among all Synovus Bank credit cards. With a 0% APR for the first 12 months on purchases, balance transfers, and overdraft protection, cardholders can save big on interest charges. Whether you need to pay down a balance or make a large purchase, this card can help you save money.
No Fees, No Problem
With no annual fee and no balance transfer fees when done in person or over the phone, the Synovus Classic Visa® Credit Card gives cardholders financial freedom. While there is a foreign transaction fee for purchases made overseas, the overall lack of fees makes this card a cost-effective option for those looking to save.
Easy Online Access
Manage your credit card account easily with CardView® from Synovus. View account activity, make payments, set up automatic payments, and receive reminders – all online and at your convenience. Cardholders have full control over their account and can easily stay on top of their finances.
Visa Card Benefits
While the Synovus Classic Visa Card offers a simplified version of Visa® benefits, it still provides value for cardholders. With features like Visa’s Auto Rental Collision Damage Waiver, cardholders can enjoy insurance coverage for rental vehicle damage paid for with this card.
Should You Apply?
While the Synovus Classic Visa® Credit Card offers great savings and benefits, there are comparable card offers with longer introductory APR periods to consider. Cards like the Chase Slate Credit Card and the BB&T Bright Credit Card may offer longer 0% APR periods for purchases and balance transfers. However, if you’re looking for a simple, classic credit card with low fees and competitive rates, the Synovus Classic Visa is a solid choice.
In conclusion, the Synovus Classic Visa® Credit Card is a great option for those looking to save money on interest payments and avoid hidden fees. With its competitive rates and introductory APR, this card can help cardholders manage their finances effectively and save money in the process.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- 0% introductory APR on purchases, balance transfers and overdraft protection transactions for the first 12 months after account opening
- No balance transfer fee if you request a transfer over the phone or with your local banker
- Auto Rental Collision Damage coverage
Who this card may suit
- You wish to save money by taking advantage of a credit card with the lowest interest rates that Synovus Bank has to offer
- You will maximize your savings by planning ahead and using the generous introductory APR to transfer existing debt or make a big-ticket purchase
- You want a card that does not charge extra fees
- You want easy-to-use online access to manage your credit card statements and account
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 0% for 6 months from account opening date |
| Regular Purchase APR | 15.49% to 28.49% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 0% for 6 months from account opening date |
| Balance Transfer APR | 15.49% to 28.49% variable based on creditworthiness and the Prime Rate |
| Cash Advance APR | 29.99% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Foreign Transaction Fee | 3% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | Up to $39 |
| Return Payment Penalty Fee | Up to $39 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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Synovus Classic Visa® Credit Card
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