Synovus Travel Rewards Visa® Credit Card
- Annual fee
- None for the first year. After that, $50
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Intro purchase APR
- 0% for 6 months from account opening date
At a glance
The Synovus Travel Rewards Visa® Credit Card is a versatile travel rewards credit card that is designed for cardholders who want to see just how far their points can take them. With dynamic point-earning potential, excellent travel perks from Visa, a discounted annual fee for the first year, and special bonuses for travel-related spending and point redemption, this card is a powerful tool for anyone who loves to travel.
Our review of the Synovus Travel Rewards Visa® Credit Card
The Synovus Travel Rewards Visa Credit Card is a top travel rewards card for those who love to explore the world and want to maximize their points earnings. With generous rewards for travel purchases and flexible redemption options, this card is a must-have for frequent travelers.
Earning Rewards Points
The Synovus Travel Rewards Visa offers a dynamic points-earning system that rewards cardholders for their travel spending. Here’s how it breaks down:
- 5X on Travel: Earn 5X points for every dollar spent on travel purchases, including hotels, flights, car rentals, and vacation packages. There is no limit to the number of points you can earn, making it easy to rack up rewards quickly.
- 3X on a Category of Your Choice: Choose a Dynamic Earn category that matches your spending habits and earn 3X points on every dollar spent in that category. Whether it’s gas, groceries, or dining out, you have the flexibility to switch categories each quarter.
- 1X on All Eligible Purchases: Earn 1 point for every dollar spent on all other purchases with no cap on points earned.
Redeeming Rewards Points
Redeeming points with the Synovus Travel Rewards Visa is easy and convenient. Points can be redeemed online through the Synovus Purchase Perks portal or by phone. Redeem your points for:
- Travel: Use points for airline tickets, hotel stays, car rentals, and travel gift cards. Get 20% more value when redeeming points for travel options.
- Merchandise: Choose from a variety of merchandise from top retailers like Bose, Sony, Apple, and more.
- Gift Cards: Redeem points for gift cards to popular brands like Amazon, Walmart, Target, and Starbucks.
- Cash Back: Use points for cash back rewards, statement credits, or direct deposits to your bank account.
Additional Savings and Perks
In addition to its generous rewards program, the Synovus Travel Rewards Visa offers additional savings and perks:
- Annual Fee Waiver: Enjoy a waived annual fee of $50 for the first year.
- Introductory APR: Benefit from a 0% introductory APR on purchases and balance transfers for six months.
- Cardholder Protections: Visa Secure provides extra security for online purchases, and cardholders have access to various travel benefits like travel accident insurance and concierge services.
Should You Apply for the Synovus Travel Rewards Visa?
Overall, the Synovus Travel Rewards Visa Credit Card is a fantastic option for travelers looking to earn rewards on their spending. With competitive rewards rates, flexible redemption options, and valuable perks, this card offers great value for those who love to explore the world. Consider your budget and travel habits before applying, and see how the Synovus Travel Rewards Visa can take your points further.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Earn 5X points on up to $5,000 annually in net spend for travel purchases, 3X points on up to $3,000 in net spend quarterly for a spending category of your choice, and 1X points on all eligible purchases
- Earn unlimited points
- Annual fee of $50 is waived for the first year
- Introductory APR of 0% for purchases, balance transfers and overdraft protection - for the first 6 months the card account is ope
Who this card may suit
- You find yourself using a credit card for all your travel-related purchases and would like to earn extra rewards for spending money on travel
- You'd like to earn additional points from a spending category of your choice, and who want the option to change this category to suit your financial goals and plans each quarter
- You want to earn unlimited rewards points that have flexible redemption options
- You would like a special bonus that is only available from this card, when redeeming points towards travel rewards
- You would like the option to use your points to pay for some transactions (restrictions apply)
Rates, fees and terms
| Annual Fee | None for the first year. After that, $50 |
|---|---|
| Intro Purchase APR | 0% for 6 months from account opening date |
| Regular Purchase APR | 15.49% to 28.49% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 0% for 6 months from account opening date |
| Balance Transfer APR | 15.49% to 28.49% variable based on creditworthiness and the Prime Rate |
| Cash Advance APR | 29.99% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 5% of each cash advance, whichever is greater |
| Late Payment Penalty Fee | Up to $39 |
| Return Payment Penalty Fee | Up to $39 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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Synovus Travel Rewards Visa® Credit Card
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