TD Cash Credit Card
- Annual fee
- None
- Recommended credit
- Excellent
- Card network
- Visa
- Regular purchase APR
- 74%, 24.74% or 29.74% variable based on creditworthiness and the Prime Rate
At a glance
With the ability to earn 3% cash back at restaurants and 2% at grocery stores and 1% on all other eligible purchases, the TD Cash Credit Card makes getting good eats a tasty and profitable experience.
Our review of the TD Cash Credit Card
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Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Earn $150 Cash Back when you spend $500 within 90 days after account opening
- Earn 3% Cash Back on dining – including takeout and delivery
- Earn 2% Cash Back at grocery stores
- Earn 1% Cash Back on all other eligible purchases
- No caps, no limits as long as your account is in good standing
- Balance Transfer Offer: 0% introductory APR for first 12 billing cycles after account opening. After that, 14.99%, 19.99% or 24.99% variable APR based on your creditworthiness
- $0 Annual Fee
- *Read terms and conditions about APRs, fees, eligible purchases, balance transfers and program details
Who this card may suit
- You want to earn 3% cash back on dining (including takeout and delivery), 2% at grocery stores, and 1% everywhere else
- You’re likely to spend $500 within 3 months to earn an extra $150 sign-up bonus
- You enjoy the diversity of having 400+ rewards redemption options
- You bank with TD Bank
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 74%, 24.74% or 29.74% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 0% for 12 months from account opening date |
| Balance Transfer APR | 19.74%, 24.74% or 29.74% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $5 or 3% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 30.24% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Foreign Transaction Fee | 3% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | Up to $40 |
| Return Payment Penalty Fee | Up to $40 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit.
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TD Cash Credit Card
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