TD Double Up Card
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Regular purchase APR
- 19.99%, 24.99% or 29.99% variable based on creditworthiness and the Prime Rate
At a glance
The TD Double Up Visa Card is a no-annual-fee 2% cash back card from TD Bank. The card also offers an introductory 0% APR on balance transfers, a $150 statement credit bonus after meeting minimum spend requirements, and more.
Our review of the TD Double Up Card
If you’re looking for a cash back rewards Visa card, the TD Double Up Card from TD Bank is worth considering. Similar to the Citi Double Cash Card – 18 month BT offer, this card has no annual fee and offers a competitive rewards structure.
How to Earn Rewards
The TD Double Up Visa Card earns an unlimited 2% cash back on all purchases, just like the Double Cash Card from Citibank. Cardholders automatically earn 1% cash back on all purchases, with an additional 1% cash back when rewards are redeemed into an eligible TD deposit account. This unique structure provides exceptional value for current TD Bank banking customers.
Statement Credit Bonus
New accounts can earn a $150 cash back statement credit after spending $1,000 within the first 90 days of account opening. This bonus is easily achievable, making it a great perk for new cardholders.
How to Redeem Rewards
Rewards can be redeemed for cash back in the form of statement credits, offering the advertised 2% back. Points can be redeemed as a statement credit or direct deposit into a checking or savings account with TD Bank or another U.S.-based financial institution. Rewards points never expire as long as the account remains open and in good standing.
0% Introductory APR Offer
New Double Up Visa accounts enjoy a 0% introductory APR for 15 months on balance transfers. This offer is a great addition to the card, especially for those looking to pay off existing credit card debt.
Available to Canadian Residents in the U.S.
One unique feature of the TD Double Up Card is that it is available to Canadian residents in the U.S. Their TransUnion Canada credit score can be used for consideration, making this card a valuable option for Canadians living in the United States.
Other Card Features
In addition to cash back rewards, the TD Double Up Card offers traditional Visa benefits such as roadside dispatch, auto rental collision damage waiver, cardholder inquiry service, lost or stolen card reporting, emergency card replacement, emergency cash disbursement, and zero liability protection.
Should You Apply?
The TD Double Up Visa Card is a great choice for current TD Bank customers looking to maximize their savings. It offers exceptional value for those who want to boost their savings account or offset other TD Bank bills. While it may not be suitable for travel or merchandise rewards, this card is perfect for those looking to improve their financial bottom line.
If you’re a Canadian resident in the U.S. or a TD Bank customer, the TD Double Up Card might be the right credit card for you. Apply today and start earning cash back on your purchases.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- Earn up to 2% cash back on all purchases
- 0% APR for 15 months on balance transfers
Who this card may suit
- You already bank with TD Bank
- You prefer statement credits to travel or merchandise awards
- You don’t want to pay an annual fee
- You don’t want to pay an annual fee
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 19.99%, 24.99% or 29.99% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 0% for 15 months from account opening date |
| Balance Transfer APR | 19.99%, 24.99% or 29.99% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $5 or 3% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 30.24% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $5 or 3% of the amount of each transfer, whichever is greater |
| Foreign Transaction Fee | 3% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | Up to $40 |
| Return Payment Penalty Fee | Up to $40 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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TD Double Up Card
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