Citi® Double Cash Card – 18 month BT offer
- Annual fee
- $0
- Recommended credit
- Excellent / Good
- Card network
- Mastercard
- Regular purchase APR
- 18.99% - 28.99% (Variable)
At a glance
The Citi® Double Cash Card is one of the most versatile cash back credit cards on the market today, thanks to impressive, flat-rate cash back, lucrative introductory 0% APR offers, and more. Cardholders earn 2% back on every eligible purchase: 1% back at the time of sale and an additional 1% back when they pay their statement balance. Cash back is redeemable for statement credits, direct deposits, checks, or converted as ThankYou® points.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- To earn cash back, pay at least the minimum due on time.
- Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.99% - 28.99%, based on your creditworthiness.
- Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
Who this card may suit
- You prefer earning cash back at a flat rate rather than in rotating categories
- You're looking to either consolidate existing balances or pay down a large purchase with no interest charges for an extended period of time
- You like to have the flexibility of converting cash back into lucrative rewards points
- You're considering a credit card without an annual fee
Rates, fees and terms
| Annual Fee | $0 |
|---|---|
| Regular Purchase APR | 18.99% - 28.99% (Variable) |
| Intro Balance Transfer APR | 0% for 18 months on Balance Transfers |
| Balance Transfer APR | 18.99% - 28.99% (Variable) |
| Balance Transfer Transaction Fee | 3% of each transfer (minimum $5) completed within the first 4 months of account opening. A balance transfer fee of 5% of each transfer ($5 minimum) applies if completed after 4 months of account opening. |
| Cash Advance APR | 29.99% (Variable) |
| Cash Advance Transaction Fee | 5% of each cash advance; $10 minimum |
| Foreign Transaction Fee | 3% |
| Penalty APR | Up to 29.99% (Variable) |
| Late Payment Penalty Fee | Up to $41 |
| Return Payment Penalty Fee | Up to $41 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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Citi® Double Cash Card
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